उत्पाद विवरण
बैंक का नाम
Axis Bank
खाता नाम
Liberty Digital Salary Account
खाते का प्रकार
Salary Account
ब्याज दर
Less than Rs. 50 Lakhs-3.00% p.a. and Rs. 50 Lakhs and up to less than Rs. 800 Crs-3.50% p.a..
निःशुल्क डेबिट कार्ड
Liberty Debit Card, Virtual Debit Card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल् क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
NIL
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Liberty Digital Salary Account
विशेष लक्षण
On spending ₹60,000 in a quarter, user can choose a gift voucher worth ₹750 of your choice from Amazon, Ola, Croma, Spencers, Lifestyle and more.
Flat 5% cashback on the debit card, quarterly gift voucher of Rs. 750, annual savings worth Rs. 15,000, personal accident cover of upto Rs 5 lakh and air accident of Rs.1 crore.
Users will get 1 free airport lounge access per quarter.
Users will get 10% discounts on Flipkart and Amazon by using Grab Deals.
पात्रता मापदंड
Users must have a net monthly salary credit of Rs. 25,000 to Rs. 49,999 credited to the account.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Flat 5% cashback on the debit card, quarterly gift voucher of Rs. 750, annual savings worth Rs. 15,000, personal accident cover of upto Rs 5 lakh and air accident of Rs.1 crore.
1 EDGE reward point on every ₹200 spent on domestic and international transactions.
Benefit like a higher number of free transactions at any bank ATM, along with unlimited free NEFT and RTGS transactions and DD/PO.
Daily ATM withdrawal limit of ₹50,000 and purchase limit of ₹3 lakhs.
Users will get Rs.125 off on a minimum order value of Rs.399 at select restaurants and Rs.300 off on Swiggy Dineout on a minimum order value of Rs.1500.
Users will get 10% discounts on Flipkart and Amazon by using Grab Deals.
दोष
Low interest rate.
Liberty Digital Salary Account Review
The account comes loaded with a number of new age value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Verify your identity using PAN and Aadhaar.
Provide your information.
Fulfill your KYC requirements through a video call.
Deposit funds into your account.