उत्पाद विवरण
बैंक का नाम
UCO Bank
खाता नाम
No-Frills Savings Bank Account (Zero Balance)
खाते का प्रकार
Savings Account
ब्याज दर
Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%
निःशुल्क डेबिट कार्ड
No.
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खाता खोलने का शुल्क
The Savings account can be opened with a minimum initial deposit of INR 5.
वार्षिक रखरखाव शुल्क
No charges
Minimum Account Balance
In case of cheque facility being availed by the account holder, the minimum initial balance should be Rs.250/-. In case of need, the balance in the account may be allowed to go even below the minimum initial deposit and the account may continue even with "Zero" balance.
डेबिट कार्ड शुल्क
Not specified.
एनईएफटी शुल्क
Free if done online.
आईएमपीएस शुल्क
Free if done online.
फीस और शुल्क
No-Frills Savings Bank Account (Zero Balance)
विशेष लक्षण
None.
पात्रता मापदंड
The eligibility for opening a "No-frills" Account will be the same as that for opening an ordinary savings bank account.
Persons above the age of 10 and below 18 years and can read and write may also open a minor no-frills savings account in their own name or jointly with any other person.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Zero balance account.
Upto 25 debit entries in a half-year are allowed free in these accounts.
दोष
Low interest rate.
Minimal value add benefits.
UCO Bank No-Frills Savings Bank Account (Zero Balance)
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Here's how you can generally open a UCO No-Frills Savings Bank Account (Zero Balance):
1. Visit your nearest UCO Bank branch.
2. Collect the account opening form.
3. Fill out the form accurately and completely.
Provide your personal details, such as name, address, contact information, etc.
4. Submit the form and required documents.
Proof of Identity: Aadhaar Card, PAN Card, Passport, Driving License, Voter ID
Proof of Address: Recent utility bills, passport, driving license, voter ID
Photographs: 2-3 recent photographs
5. Account Activation:
The bank will verify your documents and process your application.
Once approved, your UCO No-Frills Savings Account will be activated, and you'll receive your account details, including your account number, debit card, etc.