उत्पाद विवरण
बैंक का नाम
Punjab National Bank
खाता नाम
PNB Secured Saving Scheme
खाते का प्रकार
Savings Account
ब्याज दर
Upto 10 lakh-2.70% and above 10 lakh 2.75 %
निःशुल्क डेबिट कार्ड
Rupay Platinum Debit Card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Quarterly Average Balance: Rural: Rs. 500, Semi-Urban: Rs. 1000, Urban & Metro: Rs. 2000.
डेबिट कार्ड शुल्क
Free for the first year.
एनईएफटी शुल्क
Free if done through net banking/mobile banking.
आईएमपीएस शुल्क
Free if done through net banking/mobile banking.
फीस और शुल्क
PNB Secured Saving Scheme
विशेष लक्षण
Users will get a Term Plan with Return of Premium Option (TROP) at a low premium.
Free debit card.
पात्रता मापदंड
An individual falling in age group between 18 years to 50 years.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
No charges for NEFT/IMPS transactions.
Free Rupay Platinum debit card.
One chequebook of 25 leaves free in a financial year.
दोष
Low interest rates.
PNB Secured Saving Scheme
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Here's how to open a PNB Secured Saving Scheme:
Visit a PNB Branch: Locate the nearest PNB branch to you.
Required Documents:
Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.Proof of Address: Aadhaar Card, Passport, Voter ID, Driving License, or utility bills.
Photographs: Two recent passport-sized photographs.Account Opening Form: Obtain an account opening form from the bank representative. Fill in the form accurately and completely with all the required details.
Submit Documents and Open Account: Submit the completed form and all the required documents to the bank representative. The bank representative will guide you through the account opening process.