उत्पाद विवरण
बैंक का नाम
Punjab and Sindh Bank
खाता नाम
PSB Basic Savings Bank Deposit Account
खाते का प्रकार
Savings
ब्याज दर
Upto 1 Crore: 2.70%, Above 1 Crore to upto 50 Crore:2.90%.
निःशुल्क डेबिट कार्ड
Free ATM card or ATM-cum-Debit Card.
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
Nil
Minimum Account Balance
0
डेबिट कार्ड शुल्क
Nil
एनईएफटी शुल्क
Free for online transactions.
आईएमपीएस शुल्क
Free for online transactions.
फीस और शुल्क
PSB Basic Savings Bank Deposit Account
विशेष लक्षण
पात्रता मापदंड
This account is offered to disadvantageous section of the society.
No minimum balance requirement.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
This account shall not require any minimum balance.
Nil charges for any of the facilities including debit card, money transfer, withdrawal of cash at ATM.
दोष
Etremely low interest rate.
Minimal value add features.
PSB Basic Savings Bank Deposit Account Review
The basis account is useful for the disadvantageous section of the society, since services like debit card, cash withdrawal are offered free of charge. However, the interest rate is extremely low.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
How to Open the Account:
Visit a Punjab & Sind Bank branch: Locate the nearest branch.
Collect the application form: Ask for the Basic Savings Bank Deposit Account opening form.
Fill out the form: Provide accurate personal details and ensure all sections are completed.
Attach documents: Submit self-attested copies of your KYC documents.
Submit the form: Hand over the completed form and documents to the bank official.