Simplest deposit option available to the depositor,An ideal option to cultivate the habit of banking and saving amongst the younger generation,Easy to operate. Terms and conditions kept lucid to facilitate a layman's understanding,No hidden costs,Deposits are insured by DICGC,Interest being calculated on daily product basis and will be credited quarterly or at the time of closing the Account,Interest being calculated on daily product basis and will be credited quarterly or at the time of closing the Account.