उत्पाद विवरण
बैंक का नाम
Union Bank of India
खाता नाम
Special Sb Schemes Variant - I (Sb Premium) SBPRE
खाते का प्रकार
Saving Account
ब्याज दर
Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%
निःशुल्क डेबिट कार्ड
Platinum debit card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Rs. 15,000
डेबिट कार्ड शुल्क
Not specified by the bank.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Special Sb Schemes Variant - I (Sb Premium) SBPRE
विशेष लक्षण
Personal accident (Death) cover account up to 5 lakhs.
Air accident Insurance with debit card of 5 lakhs.
60 free personalized cheque leaves.
50% concession on DD.
पात्रता मापदंड
Anyone who can open a regular savings bank account
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Free Platinum debit card.
ATM cash withdrawal limit is Rs. 75000 per day.
POS limit is Rs. 150000 per day.
Nil charges for availing SMS banking services.
Air accident insurance with debit card up to Rs. 2 lakhs (by the bank) and Rs 2 lakhs (additional by NPCI).
Personal accident (Death) cover account up to 5 lakhs.
Air accident Insurance with debit card of 5 lakhs.
60 free personalized cheque leaves.
50% concession on DD.
दोष
Low interest rate.
Limited features.
High minimum balance requirements.
Special Sb Schemes Variant - I (Sb Premium) SBPRE
The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
You can open a savings account in Union Bank of India either online or offline. Here's a breakdown of both methods:
Online Method
Visit the website or download the app: Go to the official Union Bank of India website or download their mobile app, "Union Selfie & M-Passbook."
Start the application: Look for the "Online Account Opening" section and choose "Savings Account."
Fill in the details: Provide all the required information in the application form.
Upload documents: Upload scanned copies of your Aadhaar card, PAN card, proof of identity, proof of address, and signature.
Submit the form: Once you've filled in the form and uploaded the documents, submit it online. You'll receive a reference number and an SMS on your registered mobile number.
Visit a branch: After submitting the online application, you'll need to visit a Union Bank of India branch with your original documents and passport-size photographs for verification.
Offline Method
Visit a branch: Go to your nearest Union Bank of India branch.
Collect the form: Ask for the savings account opening form.
Fill in the details: Fill out the application form accurately.
Submit the form: Submit the filled-out form along with copies of your KYC documents (Aadhaar card, PAN card, proof of identity, and proof of address) and passport-size photographs.
Verification: The bank will verify your documents and process your application