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उत्पाद विवरण
बैंक का नाम

UCO Bank

खाता नाम

Uco Aparajita Diamond

खाते का प्रकार

Savings Account

ब्याज दर

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

निःशुल्क डेबिट कार्ड

Rupay Select Debit card

Uco Aparajita Diamond
खाता खोलने का शुल्क

0

वार्षिक रखरखाव शुल्क

0

Minimum Account Balance

The quarterly average balance of 10,00,000

डेबिट कार्ड शुल्क

No issuance fee but annual charges will be applicable.

एनईएफटी शुल्क

Free online

आईएमपीएस शुल्क

Free online

फीस और शुल्क

Uco Aparajita Diamond

0
विशेष लक्षण
  • 100% waiver on the annual fee of the Demat account.

  • 50% concession in respect of documentation charges for home loan /vehicle loans.

  • 50% concession in respect of processing charges for home loan /vehicle loans.

पात्रता मापदंड

This account is specially designed for women.

फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
  • Personal accident cover of Rs. 100 lakhs

  • 100% waiver on the annual fee of the Demat account.

  • 100% concession on small locker facility.

  • 50% concession in respect of documentation charges for home loan /vehicle loans.

  • 50% concession in respect of processing charges for home loan /vehicle loans.

  • Term & Health insurance facility is available from channel partners at the option of customer with applicable charges.

दोष
  • Low interest rate. 

  • Minimal value add features. 

  • High quarterly average balance is required.

Uco Aparajita Diamond Review

The account comes with low interest rate and offers average value add features.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

UCO Bank offers a special savings account for women called "UCO Aparajita." Here's how you can open one:

1. Visit a UCO Bank Branch:

  • Go to your nearest UCO Bank branch.

  • Ask for the application form to open a UCO Aparajita account.

2. Fill out the Application Form:

  • Provide accurate personal details.

  • Choose the type of Aparajita account you want (Pearl, Emerald, Sapphire, or Diamond).

  • Select the facilities you need (like a cheque book).

3. Provide Necessary Documents:

  • Proof of Identity: Aadhaar card, Passport, Voter ID, Driving License, etc.

  • Proof of Address: Aadhaar card, Utility bills, etc.

  • PAN Card: Or Form 60 if you don't have a PAN card.

  • Passport-sized Photographs: Usually 2-3 photographs.

4. Make the Initial Deposit:

  • The minimum deposit amount varies depending on the type of Aparajita account and whether you want a cheque book.

5. Submit the Form and Documents:

  • Hand over the completed form and documents to the bank official.

6. Verification:

  • The bank will verify your documents and information.

7. Account Activation:

  • Once the verification is complete, your UCO Aparajita account will be opened.

  • You'll receive a welcome kit with details about your account.

आवेदन की प्रक्रिया
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