उत्पाद विवरण
बैंक का नाम
Ujjivan Small Finance Bank
खाता नाम
Ujjivan Digital Saving Account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%
निःशुल्क डेबिट कार्ड
Yes
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
RuPay Classic Debit Card - Issuance fee - 0. Annual maintainence fee from 2nd year onwards INR 100
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Up to INR 100,000 – INR 5
INR 1,00,000 to INR 2,00,000 – INR 15
फीस और शुल्क
Ujjivan Digital Saving Account
विशेष लक्षण
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Zero balance account.
Free debit card for the first year.
5 free transactions at both Ujjivan SFB's ATM and other Bank's ATM.
Exclusive offers on using debit card on shopping, travel, etc, are available.
दोष
Limited number of value add features.
Limited branch network.
Ujjivan Digital Saving Account
The account comes with decent interest rate however, however, the account offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Visit the Ujjivan SFB Website or App: Locate the "Open Digital Savings Account" option.
Enter Details: Provide your mobile number, PAN, and Aadhaar details.
Video KYC: Undergo a video call with a bank representative to verify your identity.
Initial Deposit: Make the required initial deposit (amount may vary).
Account Activation: Your account will be activated shortly after successful completion.