उत्पाद विवरण
बैंक का नाम
Utkarsh Small Finance Bank
खाता नाम
Utkarsh Small Finance Bank Premium Savings Account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 50 Crore: 7.50%. Above 50 crores: 7.75%.
निःशुल्क डेबिट कार्ड
No.
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
50,000 or a relationship with the bank of Rs. 5,00,000
डेबिट कार्ड शुल्क
Rs. 250 from second year.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free
फीस और शुल्क
Utkarsh Small Finance Bank Premium Savings Account
विशेष लक्षण
Decent interest rate.
पात्रता मापदंड
Indian resident.
Minimum age should be 18.
फ़ायदे
विशेषताएं, पा त्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Free NEFT and IMPS transactions.
The interest is calculated on a daily product basis and credited quarterly.
Personal accidental insurance cover of ₹ 2 Lakh on debit card.
High interest rate.
The account comes with a Platinum Rupay debit card with personal accidental insurance cover of ₹ 2 Lakh.
दोष
The account offers limited value add features.
The bank has limited ATM and branch network.
Utkarsh Small Finance Bank Premium Savings Account Review
The account has a few value add features. The account offers a good interest rate. Overall it is good account.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
You can open an Utkarsh Premium Savings Account either online or by visiting a branch.
Online:
Visit the Utkarsh Small Finance Bank website: Go to the official website of Utkarsh Small Finance Bank.
Select "Accounts and Deposits": Look for the "Accounts and Deposits" section under the "Personal" tab.
Choose "Standard Savings Account": Select the "Premium Savings Account" option.
Click "Get a Callback": Provide your details and click on the "Get a Callback" button.
Complete Video KYC: You will receive a call from Utkarsh Small Finance Bank to complete the Video KYC process.
Offline:
Visit a Utkarsh Small Finance Bank branch: Find the nearest branch to your location.
Obtain an account opening form: Request an account opening form from the bank representative.
Fill out the form: Complete the form with your personal details.
Submit required documents: Provide the necessary documents, including:
Proof of Identity: Aadhaar card, PAN card, Voter ID card, Driving License, or Passport
Proof of Address: Aadhaar card, Voter ID card, Driving License, Passport, Ration card, or Utility billsPassport-size photographs
Complete KYC: The bank will conduct KYC checks to verify your identity and address.