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उत्पाद विवरण
बैंक का नाम

Utkarsh Small Finance Bank

खाता नाम

Utkarsh Small Finance Bank Premium Savings Account

खाते का प्रकार

Saving

ब्याज दर

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 50 Crore: 7.50%. Above 50 crores: 7.75%.

निःशुल्क डेबिट कार्ड

No.

Utkarsh Small Finance Bank Premium Savings Account
खाता खोलने का शुल्क

0

वार्षिक रखरखाव शुल्क

0

Minimum Account Balance

50,000 or a relationship with the bank of Rs. 5,00,000

डेबिट कार्ड शुल्क

Rs. 250 from second year.

एनईएफटी शुल्क

Free online

आईएमपीएस शुल्क

Free

फीस और शुल्क

Utkarsh Small Finance Bank Premium Savings Account

0
विशेष लक्षण
  • Decent interest rate.

पात्रता मापदंड
  • Indian resident. 

  • Minimum age should be 18.

फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
  • Free NEFT and IMPS transactions. 

  • The interest is calculated on a daily product basis and credited quarterly.

  • Personal accidental insurance cover of ₹ 2 Lakh on debit card.

  • High interest rate.

  • The account comes with a Platinum Rupay debit card with personal accidental insurance cover of ₹ 2 Lakh.

दोष
  • The account offers limited value add features. 

  • The bank has limited ATM and branch network. 

Utkarsh Small Finance Bank Premium Savings Account Review

The account has a few value add features. The account offers a good interest rate. Overall it is good account.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

You can open an Utkarsh Premium Savings Account either online or by visiting a branch.

Online:

  1. Visit the Utkarsh Small Finance Bank website: Go to the official website of Utkarsh Small Finance Bank.

  2. Select "Accounts and Deposits": Look for the "Accounts and Deposits" section under the "Personal" tab.

  3. Choose "Standard Savings Account": Select the "Premium Savings Account" option.

  4. Click "Get a Callback": Provide your details and click on the "Get a Callback" button.

  5. Complete Video KYC: You will receive a call from Utkarsh Small Finance Bank to complete the Video KYC process.

Offline:

  1. Visit a Utkarsh Small Finance Bank branch: Find the nearest branch to your location.

  2. Obtain an account opening form: Request an account opening form from the bank representative.

  3. Fill out the form: Complete the form with your personal details.

  4. Submit required documents: Provide the necessary documents, including:
    Proof of Identity: Aadhaar card, PAN card, Voter ID card, Driving License, or Passport
    Proof of Address: Aadhaar card, Voter ID card, Driving License, Passport, Ration card, or Utility billsPassport-size photographs

  5. Complete KYC: The bank will conduct KYC checks to verify your identity and address.

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