उत्पाद विवरण
बैंक का नाम
Yes Bank
खाता नाम
Yes Honour Platinum Account
खाते का प्रकार
Salary Account
ब्याज दर
Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%
निःशुल्क डेबिट कार्ड
Explore Debit Card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
NIL
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Yes Honour Platinum Account
विशेष लक्षण
Lifetime zero balance account.
Free and unlimited transactions at YES Bank and other bank ATMs in India.
Mobile transfers money to any bank account instantly through our IMPS, NEFT & UPI facilities.
Air accidental cover of INR 1 crore.
Education cover of INR 2 lakh.
Home and Vehicle modification cover of INR 50,000.
Personal accidental insurance of INR 20 lakh.
A lump sum amount of INR 1000 for 15 days paid for every consecutive 24-hour period of hospitalization due to an accident.
Explore Debit card with shopping and lifestyle benefits.
Users can invest in the National Pension System (NPS) and enjoy exclusive tax benefits.
पात्रता मापदंड
This account can only be opened by government employees.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Lifetime zero balance account.
Free and unlimited transactions at YES Bank and other bank ATMs in India.
Mobile transfers money to any bank account instantly through our IMPS, NEFT & UPI facilities.
Air accidental cover of INR 1 crore.
Education cover of INR 2 lakh.
Home and Vehicle modification cover of INR 50,000.
Personal accidental insurance of INR 20 lakh.
A lump sum amount of INR 1000 for 15 days paid for every consecutive 24-hour period of hospitalization due to an accident.
दोष
Low interest rates.
Yes Honour Platinum Account Review
The account offers very low interest rate. However, the account comes loaded with a number of value add benefits such as free accident insurance, free unlimited transactions at other banks ATM.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Visit a Yes Bank Branch: Go to your nearest Yes Bank branch with the required documents.
Submit Application Form: Fill out the account opening form and submit it to the bank representative.
Provide Necessary Documents: You'll need to provide documents like your PAN card, address proof, and proof of employment.
Complete KYC: The bank will conduct Know Your Customer (KYC) verification.
Account Activation: Once the verification is complete, your account will be activated.