HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
दोष
Low cashback rate.
Limited value add benefits.
No free lounge visit.
No free movie tickets.
Welcome Benefit: Users will get 500 reward points worth Rs. 500 on payment of the joining fee and a complimentary Apollo Gold Tier membership.
Reward System: Users will get 3X reward points on every INR. 100 spent on all Apollo services. Value of 1 point = INR 1, Apollo cashback rate: 3%. 2X reward points on every Rs. 100 spent on dining, movies & entertainment. Dining, movies, entertainment cashback rate: 2%. 1 reward point on every INR 100 spent on beauty & wellness services, effective cashback rate: 15. 0.5 reward points on other retail spending. General cashback rate 0.5%.
Upto 10% instant discount at Select Apollo services.
Annual fee reversal on spending INR 1,00,000 or more in a year.
पक्ष विपक्ष
Welcome Benefits
500 reward points worth INR 500 on payment of the joining fee.
पुरस्कार प्रणाली
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
सम्पर्क करने का विवरण
1800 1600
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get 500 reward points worth Rs. 500 on payment of the joining fee and a complimentary Apollo Gold Tier membership.
Reward System: Users will get 3X reward points on every INR. 100 spent on all Apollo services. Value of 1 point = INR 1, Apollo cashback rate: 3%. 2X reward points on every Rs. 100 spent on dining, movies & entertainment. Dining, movies, entertainment cashback rate: 2%. 1 reward point on every INR 100 spent on beauty & wellness services, effective cashback rate: 15. 0.5 reward points on other retail spending. General cashback rate 0.5%.
Upto 10% instant discount at Select Apollo services.
Annual fee reversal on spending INR 1,00,000 or more in a year.
Low cashback rate.
Limited value add benefits.
No free lounge visit.
No free movie tickets.
The USP of the card is that it offers 3% off on using Apollo's services. The card also offers 10% instant discount on select Apollo services. The card is best suited for individual who frequently uses Apollo.
The USP of the card is that it offers 3% off on using Apollo's services. The card also offers 10% instant discount on select Apollo services. The card is best suited for individual who frequently uses Apollo.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Annual Fee (one time): INR. 499 + Taxes
Renewal Fee (per annum): INR 499 + Taxes.
Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000.
Reward Redemption Fees: INR 99/- per redemption.
ईंधन अधिशुक्ल
1% fuel surcharge waiver for each transaction between Rs.500 and Rs.4,000. Maximum surcharge waiver of INR 100 per statement cycle, per credit card account.
Billing Cycle
30 Days.