AU Small Finance Bank LIT Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Milestone benefit: 5% cashback 3 times over 90 days for retail spending in addition to 1 reward point per Rs 100 spent. Minimum retail spends of Rs 7,500 & max. cashback of Rs 500 over 30 days. Additional 2% cashback 3 times over 90 days for retail spends in addition to 1 reward point per Rs 100 spent.
Cashback Rate
1 Point = Rs. 0.25.
Users will get 10X or 5X reward points on all online domestic & international retail transactions, and 10X or 5X reward points on all POS & Contactless offline domestic & international transactions. Maximum cashback rate: 2.5%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
Annual/Joining fee : Nil.
Annual Fee
Cash Advance Fee
2.5% of amount withdrawn, subject to a minimum of ? 100.�
Interest rate
3.49% per month (41.88% annually).
Late Payment Fee
Late Payment fees: Rs 0 to Rs 1100 for outstanding amount ranging from Rs 0 to Rs 50,000 + amount.
Foreign Currency Transactions Fee
Foreign Currency Mark up Fees: 3.49%.
Other Fees
Cash Advance Charges 2.5% of amount withdrawn, subject to a minimum of ₹ 100. | Over Limit Charges: 2.5% of overlimit amount, subject to a minimum of `500. | EMI Conversion charges: 1% of the transaction value, subject to min Rs 99+GST.
दोष
An average user may find this card benefit package confusing.
No welcome benefit is provided.
Reward System: 1 Point = Rs. 0.25. Users will get 10X or 5X reward points on all online domestic & international retail transactions, and 10X or 5X reward points on all POS & Contactless offline domestic & international transactions. Maximum cashback rate: 2.5%
Milestone benefit: 5% cashback 3 times over 90 days for retail spending in addition to 1 reward point per INR 100 spent. Minimum retail spends of INR 7,500 & max. cashback of INR 500 over 30 days. Additional 2% cashback 3 times over 90 days for retail spends in addition to 1 reward point per INR 100 spent.
Other Benefits: 4 complimentary airport lounge access, food delivery, fitness & entertainment memberships.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Primary cardholder between the age of 21 years and 60 years
Add-on cardholder should be over 18 years.
Resident Indian.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for an AU Bank LIT Credit Card:
Visit the AU Bank website or download the AU 0101 app.
Click on the "Apply for Credit Card" tab.
Select the LIT Credit Card.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Select the features and benefits that you want on your card.
Submit your application.
You will need to provide the following documents to complete your application:
A copy of your PAN card
A copy of your latest bank statement
A copy of your latest salary slip (if applicable)
AU Bank will review your application and let you know the status within a few days. If your application is approved, you will receive your card in the mail within a few weeks.
सम्पर्क करने का विवरण
Toll Free No: 1800 1200 1200
1800 26 66677
Email: customercare@aubank.in
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Reward System: 1 Point = Rs. 0.25. Users will get 10X or 5X reward points on all online domestic & international retail transactions, and 10X or 5X reward points on all POS & Contactless offline domestic & international transactions. Maximum cashback rate: 2.5%
Milestone benefit: 5% cashback 3 times over 90 days for retail spending in addition to 1 reward point per INR 100 spent. Minimum retail spends of INR 7,500 & max. cashback of INR 500 over 30 days. Additional 2% cashback 3 times over 90 days for retail spends in addition to 1 reward point per INR 100 spent.
Other Benefits: 4 complimentary airport lounge access, food delivery, fitness & entertainment memberships.
An average user may find this card benefit package confusing.
No welcome benefit is provided.
AU Bank LIT Credit Card is one of the best credit card for the youth. However, it is only for tech savy, as some individuals will get confused with its benefits and with the concept of choosing the benefits one wants and paying only for those benefits.
AU Bank LIT Credit Card is one of the best credit card for the youth. However, it is only for tech savy, as some individuals will get confused with its benefits and with the concept of choosing the benefits one wants and paying only for those benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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