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AU Small Finance Bank LIT Credit Card

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AU Small Finance Bank LIT Credit Card

Bank Name :

AU Small Finance Bank

प्रकार

Rewards Credit Card

ब्याज दर

3.49% per month (41.88% annually).

पात्रता

Primary cardholder between the age of 21 years and 60 years
Add-on cardholder should be over 18 years.
Resident Indian.

AU Small Finance Bank LIT Credit Card
पेशेवरों
  • Reward System: 10X or 5X Reward Points on all online domestic & international retail transactions, and 10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions. 

  • Milestone Cashback: 5% cashback 3 times over 90 days for retail spending in addition to 1 Reward Point per INR 100 spent. Minimum retail spends of INR 7,500 & max. cashback of INR 500 over 30 days. Additional 2% cashback 3 times over 90 days for retail spends in addition to 1 Reward Point per INR 100 spent.

  • Other Benefits: 4 Complimentary airport lounge access, food delivery, fitness & entertainment memberships. 


दोष
  • An average user may find this card benefit package confusing. 

  • No welcome benefit is provided. 

पक्ष विपक्ष
Welcome Benefits

None.

पुरस्कार प्रणाली
  • Reward System:  10X or 5X Reward Points on all online domestic & international retail transactions, and 10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions.

  • 1 Point = Rs. 0.25.

  • Maximum cashback rate: 2.5%

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.49%.

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

Special Feature: You can choose your benefit package and thereafter pay accordingly.

Eligibility Criteria

Primary cardholder between the age of 21 years and 60 years
Add-on cardholder should be over 18 years.
Resident Indian.

फ़ायदे


  • Lifetime free

  • 5% or 2% cashback on retail spends

  • Additional 5% cashback on travel, dining, grocery, electronics, & apparel expenses

  • Milestone cashback up to INR 1,000 in each 30 days

  • Shopping Reward

  • Fun & Fitness Memberships

  • Airport Lounge Access

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
  • Here are the steps on how to apply for an AU Bank LIT Credit Card:

  • Visit the AU Bank website or download the AU 0101 app.

  • Click on the "Apply for Credit Card" tab.

  • Select the LIT Credit Card.

  • Enter your personal details, such as your name, address, and contact information.

  • Enter your income and employment details.

  • Select the features and benefits that you want on your card.

  • Submit your application.

  • You will need to provide the following documents to complete your application:
    A copy of your PAN card
    A copy of your latest bank statement
    A copy of your latest salary slip (if applicable)
    AU Bank will review your application and let you know the status within a few days. If your application is approved, you will receive your card in the mail within a few weeks.

सम्पर्क करने का विवरण

Toll Free No: 1800 1200 1200
1800 26 66677
Email: customercare@aubank.in

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Reward System: 10X or 5X Reward Points on all online domestic & international retail transactions, and 10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions. 

  • Milestone Cashback: 5% cashback 3 times over 90 days for retail spending in addition to 1 Reward Point per INR 100 spent. Minimum retail spends of INR 7,500 & max. cashback of INR 500 over 30 days. Additional 2% cashback 3 times over 90 days for retail spends in addition to 1 Reward Point per INR 100 spent.

  • Other Benefits: 4 Complimentary airport lounge access, food delivery, fitness & entertainment memberships. 


  • An average user may find this card benefit package confusing. 

  • No welcome benefit is provided. 

AU Bank LIT Credit Card is one of the best credit card for the youth. However, it is only for tech savy, as some individuals will get confused with its benefits and with the concept of choosing the benefits one wants and paying only for those benefits.

AU Small Finance Bank LIT Credit Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार
  • Annual/Joining fee : Nil. 

  • Cash Advance Charges 2.5% of amount withdrawn, subject to a minimum of ₹ 100. 

  • Late Payment fees: Rs 0 to Rs 1100 for outstanding amount ranging from Rs 0 to Rs 50,000 + amount.

  • Interest Rate: 3.49% per month (41.88% annually).

  • Foreign Currency Mark up Fees: 3.49%.

  • Over Limit Charges: 2.5% of overlimit amount, subject to a minimum of `500.

  • EMI Conversion charges: 1% of the transaction value, subject to min Rs 99+GST.

ईंधन अधिशुक्ल

1%, waived upto INR 50 per month.

Billing Cycle

30 Days

फीस एवं प्रभार
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