Club Vistara SBI Card
Rewards & Benefits
Welcome Benefits
Users will get 1 economy ticket as a free gift voucher on payment of the annual /renewal fee. If the user spends INR 50,000 within 90 days of card issuance then 1000 bonus CV points will be awarded to him.
Milestone Benefits
Milestone Benefit: Users will get 1 economy ticket each on annual spending of Rs Rs 1.25 Lakhs, Rs Rs 2.5 Lakhs, Rs Rs 5 Lakhs and a hotel voucher from Yatra worth Rs 5,000 on reaching annual spending of Rs Rs 5 Lakhs.
Cashback Rate
Users will earn 1.5 CV points per INR 100 spent on all spending.
Value of 1 point = INR 0.75. Cashback rate: 1.12%.
Movie Benefits
Dining Benefits
Other Benefits
Great insurance coverage including cancellation cover.; Cancellation Insurance: Up to 4 cancellations per year, each limited to Rs 3,500.; Insurance: Lost card liability up to Rs Rs 1 Lakhs. Air accident cover up to Rs Rs 50 Lakhs. Loss of check-in baggage up to Rs 72,000. Delay of check-in baggage Rs 7,500. Loss of travel documents up to Rs 12,500. Baggage damage- cover up to Rs 5000.
Lounge Access
Fees & Charges
Joining Fee
INR 1499 + Taxes.
Annual Fee
INR 1499 + Taxes.
Cash Advance Fee
Cash Advance fees: 2.5% or Rs. 500.
Interest rate
3.50% per month (42% per annum) from the transaction date.
Late Payment Fee
Late Payment charges: 0 to 1300.
Foreign Currency Transactions Fee
3.50%
Other Fees
Renewal Fee (per annum): INR 1499 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.
दोष
No free movie tickets.
Low cashback rate.
Welcome Benefit: Users will get 1 economy ticket as a free gift voucher on payment of the annual /renewal fee. If the user spends INR 50,000 within 90 days of card issuance then 1000 bonus CV points will be awarded to him.
Reward System: Users will earn 1.5 CV points per INR 100 spent on all spending. Value of 1 point = INR 0.75. Cashback rate: 1.12%
Milestone Benefit: Users will get 1 economy ticket each on annual spending of INR 1.25 lakhs, INR 2.5 lakhs, INR 5 lakhs and a hotel voucher from Yatra worth INR 5,000 on reaching annual spending of INR 5 lakhs.
Cancellation Insurance: Up to 4 cancellations per year, each limited to INR 3,500.
Insurance: Lost card liability up to INR 1 lakh. Air accident cover up to INR 50 Lakh. Loss of check-in baggage up to INR 72,000. Delay of check-in baggage INR 7,500. Loss of travel documents up to INR 12,500. Baggage damage- cover up to INR 5000.
4 free visits per year to domestic airport lounges (subject to a max of 1 each quarter).
Complimentary membership to the Priority Pass program worth $99.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Club Vistara SBI Card page: Find the "Personal" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Club Vistara SBI Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
सम्पर्क करने का विवरण
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get 1 economy ticket as a free gift voucher on payment of the annual /renewal fee. If the user spends INR 50,000 within 90 days of card issuance then 1000 bonus CV points will be awarded to him.
Reward System: Users will earn 1.5 CV points per INR 100 spent on all spending. Value of 1 point = INR 0.75. Cashback rate: 1.12%
Milestone Benefit: Users will get 1 economy ticket each on annual spending of INR 1.25 lakhs, INR 2.5 lakhs, INR 5 lakhs and a hotel voucher from Yatra worth INR 5,000 on reaching annual spending of INR 5 lakhs.
Cancellation Insurance: Up to 4 cancellations per year, each limited to INR 3,500.
Insurance: Lost card liability up to INR 1 lakh. Air accident cover up to INR 50 Lakh. Loss of check-in baggage up to INR 72,000. Delay of check-in baggage INR 7,500. Loss of travel documents up to INR 12,500. Baggage damage- cover up to INR 5000.
4 free visits per year to domestic airport lounges (subject to a max of 1 each quarter).
Complimentary membership to the Priority Pass program worth $99.
No free movie tickets.
Low cashback rate.
Card offers good welcome and milestone benefits. A middle class person can easily get 3 free air tickets every year. Card also comes with insurance benefits, free lounge visits, and free access to priority pass membership. Overall it is a good travel credit card.
Card offers good welcome and milestone benefits. A middle class person can easily get 3 free air tickets every year. Card also comes with insurance benefits, free lounge visits, and free access to priority pass membership. Overall it is a good travel credit card.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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