ICICI Bank HPCL Super Saver RuPay Credit Card

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Rewards & Benefits

Welcome Benefits

Joining benefit of 2,000 reward points on activation and fee payment and Rs.100 cash back on HP Pay App.

Milestone Benefits

Cashback Rate

2 reward points per Rs. 100: On all other retail purchases excluding fuel, departmental stores, and utility bills. 1RP=Rs. 0.25. Effective Cashback rate: 0.50%
Fuel: Up to 5.5% cashback (4% + 1.5% points) on HPCL fuel purchases.
Mobile, electricity, department stores: Up to 5% cashback (5 points = Rs. 1.25).

Movie Benefits

25% discount on movie ticket bookings upto Rs 100 per transaction.

Dining Benefits

Other Benefits

Complimentary 24x7 Road Side Assistance (RSA) services,

Lounge Access

Fees & Charges

Joining Fee

Rs 500 + Goods and Services Tax (GST)

Annual Fee

(second year onwards) - Rs 500* + GST (can be waived on spends of Rs 1,50,000 per year)

Cash Advance Fee

3.50% per month (42% annualised).

Interest rate

3.50% per month (42% annualised)

Late Payment Fee

The late payment fee depends on the outstanding amount at the time of payment:Between Rs. 5,001 to Rs. 10,000: Rs. 750Between Rs. 10,001 to Rs. 25,000: Rs. 900Between Rs. 25,001 to Rs. 50,000: Rs. 1,000More than Rs. 50,000: Rs. 1,200Foreign Currency Mark-up Fees: 3.5%.

Foreign Currency Transactions Fee

3.50%

Other Fees

Supplementary Card Fee - Rs 100 | Overdue interest on extended credit and cash advances - 3.50% per month (42% annualised).

दोष

Low spending caps:

Fuel: You only get the 5% cashback on the first Rs. 5,000 of monthly fuel spend. This means after that, the effective cashback rate drops significantly.
Groceries and utilities: The 4% cashback applies to a combined limit of Rs. 2,000 spent on groceries, departmental stores, and utilities.

Welcome benefit: Users will get a joining benefit of 2,000 reward points on activation and fee payment and Rs.100 cash back on the HP Pay App.
Reward system: Users will get an additional 1.5% cashback (in reward points) on all fuel purchases through the HP Pay app at HPCL outlets. 2 reward points per Rs. 100, on all other retail purchases excluding fuel, departmental stores, and utility bills. 1RP=Rs. 0.25. Effective cashback rate: Fuel: Up to 5.5% cashback (4% + 1.5% points) on HPCL fuel purchases. Mobile, electricity, department stores: Up to 5% cashback (5 points = Rs. 1.25). Other retail: Up to 0.5% cashback (2 points = Rs. 0.50).
Users can link their RuPay credit card directly to their UPI app and can make UPI transactions using this credit card.
Complimentary 24x7 Road Side Assistance (RSA) services.
Complimentary domestic airport lounge access.
Users will get personal accident cover of up to INR 2 lakh.
Users will get 24x7 concierge services.
5% back (in reward points) on utility, grocery and departmental store purchases.
25% discount on movie ticket bookings upto Rs. 100 per transaction.

पक्ष विपक्ष

Welcome Benefits

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पुरस्कार प्रणाली

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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

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स्वागत लाभ और पुरस्कार प्रणाली

विशेष लक्षण

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Eligibility Criteria

Age: 21 to 65 years old.
Employment: Salaried or self-employed with a stable income.
Credit score: Minimum credit score of 750 or above.
Credit history: Demonstrated stable credit history.

विशेष विशेषता, पात्रता और लाभ

क्रेडिट कार्ड के लिए आवेदन कैसे करें?

Visit the ICICI Bank website: https://www.icicibank.com/personal-banking/cards/credit-card/hpcl-super-saver
Fill in the online application form with accurate details.
Upload required documents like PAN card, Aadhaar card, proof of address, and income proof.
Submit the application and wait for a response.
Post-application:
You will receive a notification about the application status via email or SMS within a few days.
If approved, your card will be delivered to your registered address within 7-10 business days.

सम्पर्क करने का विवरण

1800 1080

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

Welcome benefit: Users will get a joining benefit of 2,000 reward points on activation and fee payment and Rs.100 cash back on the HP Pay App.
Reward system: Users will get an additional 1.5% cashback (in reward points) on all fuel purchases through the HP Pay app at HPCL outlets. 2 reward points per Rs. 100, on all other retail purchases excluding fuel, departmental stores, and utility bills. 1RP=Rs. 0.25. Effective cashback rate: Fuel: Up to 5.5% cashback (4% + 1.5% points) on HPCL fuel purchases. Mobile, electricity, department stores: Up to 5% cashback (5 points = Rs. 1.25). Other retail: Up to 0.5% cashback (2 points = Rs. 0.50).
Users can link their RuPay credit card directly to their UPI app and can make UPI transactions using this credit card.
Complimentary 24x7 Road Side Assistance (RSA) services.
Complimentary domestic airport lounge access.
Users will get personal accident cover of up to INR 2 lakh.
Users will get 24x7 concierge services.
5% back (in reward points) on utility, grocery and departmental store purchases.
25% discount on movie ticket bookings upto Rs. 100 per transaction.

Low spending caps:

Fuel: You only get the 5% cashback on the first Rs. 5,000 of monthly fuel spend. This means after that, the effective cashback rate drops significantly.
Groceries and utilities: The 4% cashback applies to a combined limit of Rs. 2,000 spent on groceries, departmental stores, and utilities.

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Application Procedure

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा

फीस एवं प्रभार

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ईंधन अधिशुक्ल

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Billing Cycle

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