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Ikea Family CITI Credit Card

Ikea Family CITI Credit Card

उत्पाद विवरण
Joining Fee: 

Renewal Fee: 

Card Type:

Reward Type:

Welcome Benefits:
0

Rewards & Benefits

Welcome Benefits

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Milestone Benefits

annual fee reversal on spending inr 1,00,000 on the card.

Cashback Rate

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Lounge Access

0

Movie Benefits

8

Dining Benefits

Other Benefits

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

दोष
  • No free movie tickets. 

  • No free airport lounge visits. 

  • Welcome Benefits: Customers can get cashback of INR 1000 in their card account on spending Rs. 6000 or more within 30 days of card issuance.

  • Reward System: Users can get 3 reward points per INR 100 spent at Ikea. Value of 1 reward point: INR 0.20.  Ikea cashback rate: 0.6%. 2 reward points per INR 100 spent on dining transactions.  Dining cashback rate: 0.4%. Users can get 1 reward point on all other spends—a general cashback rate of 0.2%.

  • Other Benefits: 20% off at partner restaurants. 

  • Useres can convert their Ikea purchases into 48 months EMI @ 13% interest. 

पक्ष विपक्ष
Welcome Benefits

Customers can get cashback of INR 1000 in their card account on spending Rs. 6000 or more within 30 days of card issuance.

पुरस्कार प्रणाली

Users will get 3 reward points per INR 100 spent at Ikea. Value of 1 reward point: INR 0.20.  Ikea cashback rate: 0.6%. Get 2 reward points per INR 100 spent on dining transactions.  Dining cashback rate: 0.4%. Get 1 reward point on all other spends. General cashback rate: 0.2%.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5%

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

None.

Eligibility Criteria

Need to be IKEA Family Member (Ikea's loyalty program).

फ़ायदे
  • Cashback.

  • Fuel surcharge waiver.

  • Dining discount. 

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

Offline

  • You can sign up in store at one of the IKEA Family digital screens

  • You will receive a digital card on registration so you can start to enjoy the benefits straight away.

  • Your physical card will be sent to you within 4 weeks of registration.

Online


सम्पर्क करने का विवरण

1860 210 2484

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Welcome Benefits: Customers can get cashback of INR 1000 in their card account on spending Rs. 6000 or more within 30 days of card issuance.

  • Reward System: Users can get 3 reward points per INR 100 spent at Ikea. Value of 1 reward point: INR 0.20.  Ikea cashback rate: 0.6%. 2 reward points per INR 100 spent on dining transactions.  Dining cashback rate: 0.4%. Users can get 1 reward point on all other spends—a general cashback rate of 0.2%.

  • Other Benefits: 20% off at partner restaurants. 

  • Useres can convert their Ikea purchases into 48 months EMI @ 13% interest. 

  • No free movie tickets. 

  • No free airport lounge visits. 

The Ikea credit card comes with a low cashback rate, it does not offer any welcome benefit currently. It offers limited value add benefits. Overall the card has limited appeal.

IKEA Family Credit Card Citibank

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार
  • Joining Fees: 0

  • Annual Fees: 0

  • Interest Rate: 3.75% per month (i.e., 45.00% annualized)

  • Cash Advance Charges: 2.5% of the transacted amount or Rs. 500 (whichever is higher). 

  • Late Payment Charges: 0-1300 depending on the amount outstanding. 

  • Foreign Currency Mark-up Fees: 3.5% on all foreign currency spends

ईंधन अधिशुक्ल

1% fuel surcharge, reversed incase of fuel purchase at Indian Oil petrol pump. 

Billing Cycle

30 Days

फीस एवं प्रभार
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