IndianOil Axis Bank Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
IndianOil Axis Bank Credit Card
Bank Name :
Axis Bank
प्रकार
Fuel Credit Card
ब्याज दर
3.6% per month (52.86% per annum)
पात्रता
Primary cardholder should be between the age of 18 and 70 years. Add-on cardholder should be over 15 years. The individual should either be a Resident of India or a Non-Resident Indian."
पेशेवरों
Welcome Benefit: Cardholders can earn 100% cashback on the first fuel transaction up to INR 250, within the first 30 days of card issuance.
Rewards: Cardholders can enjoy the benefit of 4% cashback on fuel transactions by earning 20 reward points per INR 100 spent any any IOCL outlet in India, and 1% cashback on online shopping by earning 5 reward points per INR 100 spent.
Other benefits: Cardholders also get 10% off at BookMyShow up to Rs. 300 per month, 10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month, and 5 reward Points for every Rs. 100 spent online.
दोष
No complimentary lounge visit.
High cash withdrawal charges.
Low cashback rate.
पक्ष विपक्ष
Welcome Benefits
Welcome Benefit: Cardholders can earn 100% cashback on the first fuel transaction up to INR 250, within the first 30 days of card issuance.
पुरस्कार प्रणाली
Earn 20 reward point for every INR 100 spent on fuel. 1RP= 0.20 paisa. Fuel Cashback rate: 4% Earn 5 reward point for every INR 100 spent on online spends. 1RP= 0.20 paisa. Online Cashback rate: 1%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Foreign currency transaction fee-3.5% of the transaction value.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
100% cashback on the first fuel transaction up to INR 250
Eligibility Criteria
Primary cardholder should be between the age of 18 and 70 years. Add-on cardholder should be over 15 years. The individual should either be a Resident of India or a Non-Resident Indian."
फ़ायदे
Accelerated reward points on fuel purchases at Indian Oil Corporation (IOCL) fuel pumps.
Accelerated reward points on shopping expenses.
Discounts on movie ticket purchases.
Dining discounts.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the IndianOil Axis Bank Credit Card online or offline. Here are the steps on how to apply online:
Go to the IndianOil Axis Bank Credit Card website. Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card. Select the credit limit you want. Click on the "Submit" button.
सम्पर्क करने का विवरण
1860 419 5555 & 1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Cardholders can earn 100% cashback on the first fuel transaction up to INR 250, within the first 30 days of card issuance.
Rewards: Cardholders can enjoy the benefit of 4% cashback on fuel transactions by earning 20 reward points per INR 100 spent any any IOCL outlet in India, and 1% cashback on online shopping by earning 5 reward points per INR 100 spent.
Other benefits: Cardholders also get 10% off at BookMyShow up to Rs. 300 per month, 10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month, and 5 reward Points for every Rs. 100 spent online.
No complimentary lounge visit.
High cash withdrawal charges.
Low cashback rate.
Indian oil axis bank credit card is an average fuel credit card. It offers a low cashback rate. The non-fuel benefits are also average.
Indian Oil Axis Bank Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee: Rs. 500.
Annual fee -1st Year:-Nil. 2nd Year onwards: Rs. 500.
Cash withdrawal fee from ATM - 3.4% of the cash amount.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200 .
Interest Rate: 3.4% per month (49.36% per annum).
Foreign currency transaction fee: 3.5% of the transaction value
ईंधन अधिशुक्ल
1% Fuel Surcharge (It is waived upto a limit of INR 500).
Billing Cycle
30 Days