LIC Axis Bank Platinum Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
MakeMyTrip ICICI Bank Credit Card
Bank Name :
ICICI Bank
प्रकार
Travel Credit Card
ब्याज दर
3.40%p.m. 40.80%p.a.
पात्रता
Primary cardholder between the age of 18 and 70 years.
The individual should be a Resident of India
पेशेवरों
Reward System: Users will earn 2 reward points for every INR 100 spent on LIC Premium payments and foreign currency transactions and 1 reward point for every INR 100 spent on all other transactions except fuel, wallet load and EMI conversions. Value of 1 reward point: INR 0.20. General cashback rate: 0.20%. LIC Premium cashback rate: 0.40%.
Complimentary lost card liability insurance cover up to credit limit.
Up to 20% off at 4000+ restaurants in India.
दोष
Low cashback rate.
Many standard features such as free movie tickets are missing.
No unique features.
पक्ष विपक्ष
Welcome Benefits
None.
पुरस्कार प्रणाली
Users will earn 2 reward points for every INR 100 spent on LIC Premium payments and foreign currency transactions and 1 reward point for every INR 100 spent on all other transactions except fuel, wallet load and EMI conversions. Value of 1 reward point: INR 0.20. General cashback rate: 0.20%. LIC Premium cashback rate: 0.40%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
15% discount on dining at select restaurants across India.
Eligibility Criteria
Primary cardholder between the age of 18 and 70 years.
The individual should be a Resident of India
फ़ायदे
Rewards program: You earn 2 reward points for every Rs. 100 spent on LIC premium payments and foreign currency transactions. You earn 1 reward point for every Rs. 100 spent on all other categories except fuel, wallet load and EMI transactions.
Other benefits include complimentary dining offers, travel insurance, and shopping discounts.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the LIC Axis Bank Platinum Credit Card online or at any Axis Bank branch. Here are the steps involved in applying for the card online:
Go to the Axis Bank website and click on the "Credit Cards" tab.
Click on the "LIC Axis Bank Platinum Credit Card" link.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload a scanned copy of your PAN card and photograph.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
Here are the documents required for applying for the LIC Axis Bank PlatinumCredit Card:
PAN card
Passport size photograph
Latest salary slip/Form 16/IT return copy
Proof of residence (any one of the following):
Electricity bill
Water bill
Telephone bill
Ration card
Voter ID card
सम्पर्क करने का विवरण
1868 419 5555 & 1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Users will earn 2 reward points for every INR 100 spent on LIC Premium payments and foreign currency transactions and 1 reward point for every INR 100 spent on all other transactions except fuel, wallet load and EMI conversions. Value of 1 reward point: INR 0.20. General cashback rate: 0.20%. LIC Premium cashback rate: 0.40%.
Complimentary lost card liability insurance cover up to credit limit.
Up to 20% off at 4000+ restaurants in India.
Low cashback rate.
Many standard features such as free movie tickets are missing.
No unique features.
Axis Bank LIC Platinum Credit Card has limited number of benefits for its users and an extremely low cashback rate. There are multiple cards offering much superior benefits in the same fee range.
LIC Axis Bank Platinum Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee:Nil.
Annual fee -Nil.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.6% per month (52.86% per annum).
Cash Withdrawal Fee: 2.5% of the amount taken out as cash
Reward Point Redemption Fee: INR 100
Forex Markup: 3.5%
Fuel Surchage: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
ईंधन अधिशुक्ल
1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Billing Cycle
30 Days.