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HDFC Pixel Play Credit Card

80

Rewards & Benefits

Welcome Benefits

None.

Milestone Benefits

Cashback Rate

  • Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.

  • 3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.

  • 1% unlimited cashback across all other spends.

Movie Benefits

Dining Benefits

Get up to 25% off on dining through Swiggy Dineout.

Other Benefits

Instant digital credit card.  Annual fee reversal on spend of Rs 50,000 in any year.

Lounge Access

Fees & Charges

Joining Fee

INR 500 /- + Applicable Charges

Annual Fee

INR 500 /- + Applicable Charges

Cash Advance Fee

2.5% or ?500 whichever is higher

Interest rate

3.6% per month (i.e., 43.2% per annum)

Late Payment Fee

Late Payment Charges: Ranges from INR 100 to INR 1300.

Foreign Currency Transactions Fee

Foreign Currency Mark-up Fees: 3.5%

Other Fees

Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99

दोष
  • Low cashback rate.

  • Many standard features such as free movie tickets are missing. 

  • No unique features. 

  • Reward System: Users will earn 2 reward points for every INR 100 spent on LIC Premium payments and foreign currency transactions and 1 reward point for every INR 100 spent on all other transactions except fuel, wallet load and EMI conversions. Value of 1 reward point: INR 0.20. General cashback rate: 0.20%. LIC Premium cashback rate: 0.40%.

  • Complimentary lost card liability insurance cover up to credit limit. 

  • Up to 20% off at 4000+ restaurants in India.

पक्ष विपक्ष
Welcome Benefits

None.

पुरस्कार प्रणाली
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5%.

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

Reward System: Cardholder will get 5% cashback on any two packs of your choice

- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra


3% cashback any one E-commerce merchant of your choice
​​​​​​​- Amazon or Flipkart or PayZapp


1% unlimited cashback across all other spends.

Eligibility Criteria

You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
  1. Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.

  2. Apply online: Visit the HDFC Bank website or app and fill out the online application form.

  3. Documents: Submit the required documents like PAN card, address proof, and income proof.

  4. Verification: HDFC will verify your documents and creditworthiness.

  5. Approval: Upon approval, you will receive your credit card within 7-10 working days.

सम्पर्क करने का विवरण

1800 1600

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Reward System: Users will earn 2 reward points for every INR 100 spent on LIC Premium payments and foreign currency transactions and 1 reward point for every INR 100 spent on all other transactions except fuel, wallet load and EMI conversions. Value of 1 reward point: INR 0.20. General cashback rate: 0.20%. LIC Premium cashback rate: 0.40%.

  • Complimentary lost card liability insurance cover up to credit limit. 

  • Up to 20% off at 4000+ restaurants in India.

  • Low cashback rate.

  • Many standard features such as free movie tickets are missing. 

  • No unique features. 

Axis Bank LIC Platinum Credit Card has limited number of benefits for its users and an extremely low cashback rate. There are multiple cards offering much superior benefits in the same fee range.

Axis Bank LIC Platinum Credit Card has limited number of benefits for its users and an extremely low cashback rate. There are multiple cards offering much superior benefits in the same fee range.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार
  • Joining fee:Nil.

  • Annual  fee -Nil.

  • Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.

  • Interest Rate:  3.6% per month (52.86% per annum).

  • Cash Withdrawal Fee: 2.5%  of the amount taken out as cash 

  • Reward Point Redemption Fee: INR 100

  • Forex Markup: 3.5%

  • Fuel Surchage: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).

ईंधन अधिशुक्ल

1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).

Billing Cycle

30 Days.

फीस एवं प्रभार
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