Paytm HDFC Bank Select Business Credit Card
Rewards & Benefits
Welcome Benefits
Users get a Paytm First membership which can be availed upon a minimum of one transaction of INR100. Milestone benefit is applicable only for the first year of the card issuance and a gift voucher worth INR 500 upon card activation with 4 transactions in the first 30 days.
Milestone Benefits
Milestone benefit:Users canenjoy Rs 1000 worth of gift vouchers on spends of Rs 2 Lac in a year.
Cashback Rate
Users will get 5% cashback on purchases on Paytm (recharge, utility, travel, movies + Mini app) with a maximum limit of INR 1500 per month.
3% cashback on accelerated categories like Swiggy, AJIO, Big Basket & Uber with a maximum limit of INR 500 per month.
1% cashback on all other retail transactions with a maximum limit of INR 2000 per month.
Movie Benefits
Dining Benefits
Other Benefits
Users are eligible for personal accidental death cover.
Lounge Access
Fees & Charges
Joining Fee
INR 1000 plus taxes. The first-year fee is waived upon spending INR. 60,000 within the first 90 days.
Annual Fee
INR 1000 plus taxes. The renewal year fee is waived upon spending Rs. 1,00000 (Non-EMI spends) in the 12 months.
Cash Advance Fee
Cash advance fee:2.5% or INR 500 whichever is higher.
Interest rate
3.75% monthly, 45.0% annually.
Late Payment Fee
Late payment charges:INR 100 to 1300.
Foreign Currency Transactions Fee
Foreign currency markup: 3.50%
Other Fees
Fuel surcharge:1% subject to a minimum transaction of INR 400 and a maximum transaction of INR 5000.
दोष
The minimum cash point balance required for redemption against the statement balance is 500 cash points.
Milestone benefit is applicable only for the first year of the card issuance.
Overall cashback redemption is capped at 3000 points per month.
Welcome benefit: Users get a Paytm First membership which can be availed upon a minimum of one transaction of INR100. Milestone benefit is applicable only for the first year of the card issuance and a gift voucher worth INR 500 upon card activation with 4 transactions in the first 30 days.
Reward system: Users will get 5% cashback on purchases on Paytm (recharge, utility, travel, movies + Mini app) with a maximum limit of INR 1500 per month. 3% cashback on accelerated categories like Swiggy, AJIO, Big Basket & Uber with a maximum limit of INR 500 per month. 1% cashback on all other retail transactions with a maximum limit of INR 2000 per month.
Milestone benefit: Users can enjoy INR 1000 worth of gift vouchers on spends of INR2 Lac in a year.
Lounge access: In a calendar year, users will receive 12 complimentary passes to domestic airport lounges across the country.
Dining benefit: Users get up to 20% discount on partner restaurants via dineout.
Users are eligible for personal accidental death cover.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Not mentioned by the bank.
विशेष विशेषता, पात्रता और ल ाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
1. Paytm App:
Open the Paytm app.
Navigate to the Loans & Credit Cards section.
Look for the Paytm HDFC Bank Business Credit Card option.
Click on "Apply Now" and follow the on-screen instructions.
2. HDFC Bank Website:
Visit the HDFC Bank website.
Go to the "Credit Cards" section.
Look for the "Business Credit Cards" category.
Find the Paytm HDFC Bank Business Credit Card option.
Click on "Apply Now" and complete the application form.
सम्पर्क करने का विवरण
SMS: Send an SMS to 730 8080 808
WhatsApp: Send a message to 707 0022 222
खाता खोलने की प्रक्रिया और प्रक्रिया



विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome benefit: Users get a Paytm First membership which can be availed upon a minimum of one transaction of INR100. Milestone benefit is applicable only for the first year of the card issuance and a gift voucher worth INR 500 upon card activation with 4 transactions in the first 30 days.
Reward system: Users will get 5% cashback on purchases on Paytm (recharge, utility, travel, movies + Mini app) with a maximum limit of INR 1500 per month. 3% cashback on accelerated categories like Swiggy, AJIO, Big Basket & Uber with a maximum limit of INR 500 per month. 1% cashback on all other retail transactions with a maximum limit of INR 2000 per month.
Milestone benefit: Users can enjoy INR 1000 worth of gift vouchers on spends of INR2 Lac in a year.
Lounge access: In a calendar year, users will receive 12 complimentary passes to domestic airport lounges across the country.
Dining benefit: Users get up to 20% discount on partner restaurants via dineout.
Users are eligible for personal accidental death cover.
The minimum cash point balance required for redemption against the statement balance is 500 cash points.
Milestone benefit is applicable only for the first year of the card issuance.
Overall cashback redemption is capped at 3000 points per month.
The card offers a number of benefits including, welcome benefits, lounge access, dining benefits, and milestone benefits. Even cashback rate is decent. Overall it is a good credit card.
The card offers a number of benefits including, welcome benefits, lounge access, dining benefits, and milestone benefits. Even cashback rate is decent. Overall it is a good credit card.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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