SBI Card Prime Advantage
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
SBI Card Prime Advantage
Bank Name :
Stat Bank Of India
प्रकार
Rewards Credit Card
ब्याज दर
3.50% per month (42% per annum) from the transaction date.
पात्रता
Basic Requirements:
Age: 18 years to 60 years old.
Occupation: Salaried or self-employed.
Additional Factors:
Credit Score: Good credit history is preferred.
City of Residence: Specific income requirements may vary depending on your city of residence.
पेशेवरों
Welcome Benefit: Users will get gift vouchers worth INR 3,000 from one of the following brands: Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop and Yatra.com
Reward System: Users will be awarded 20 reward points per INR 100 spent on standing instructions of utility bill payments, with a capping of 3,000 reward points per month. Value 1 reward point = INR 0.25. Effective utility bill payment cashback rate: 5%. 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 20 reward points per INR 100 spent on birthday (reward points on birthday spend (one day before, on birthday and one day after) is capped at 2000 reward points per calendar year),
Milestone Benefits: Users will get a free Pizza Hut voucher worth INR 1,000 on achieving spends of INR 50,000 in a calendar quarter. Reversal of renewal fee on annual spends of INR 3 Lakhs. Gift voucher worth INR 7,000 from Yatra.com or Pantaloons on achieving annual spends of INR 5 Lakhs.
Users will get a free Trident Privilege Red Tier membership and exclusive 1,000 welcome points on registration, 1,500 bonus points on the first stay & additional INR 1,000 hotel credit on extended night stay.
A free Club Vistara Silver membership. 1 free upgrade voucher. 9 Club Vistara points for every INR 100 spent on Vistara flights.
4 free visits per calendar year to International Priority Pass lounges, outside India (max. 2 visits per quarter)
8 complimentary visits per calendar year to domestic lounges in India (max. 2 visits per quarter).
दोष
Low cashback rate.
पक्ष विपक्ष
Welcome Benefits
Gift voucher worth INR 3,000 from one of the following brands: Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop and Yatra.com.
पुरस्कार प्रणाली
Reward System: Users will be awarded 20 reward points per INR 100 spent on standing instructions of utility bill payments, with a capping of 3,000 reward points per month. Value 1 reward point = INR 0.25. Effective utility bill payment cashback rate: 5%. 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.
20 reward points per INR 100 spent on birthday (reward points on birthday spends (one day before, on birthday and one day after) is capped at 2000 Reward points per calendar year).
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Free Club Vistara membership.
Eligibility Criteria
Basic Requirements:
Age: 18 years to 60 years old.
Occupation: Salaried or self-employed.
Additional Factors:
Credit Score: Good credit history is preferred.
City of Residence: Specific income requirements may vary depending on your city of residence.
फ़ायदे
Welcome benefits.
Milestone benefits.
Decent cashback rate.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
There are three major ways to apply for the SBI Card Prime Advantage:
1. Online:
This is fast and easy method.
Visit the SBI Card website.
Choose the "Credit Cards" tab and navigate to SBI Card Prime Advantage.
Click on "Apply Now" button and fill out the online application form with all your details.
Upload the requisite documents, such as proof of identity, proof of address, and proof of income.
Submit the application form.
2. Offline:
This method involves visiting a SBI branch.
Ask for the SBI Card Prime Advantage application form.
Fill out the form with all of your details.
Attach the requisite documents.
Submit the application form to the bank.
3. By Phone:
Contact the SBI Card helpline at 1860-180-1290 or 3902-0202.
Request for an SBI Card Prime application form.
The bank will then send you the form by courier.
Fill out the form with all of your details.
Attach the requisite documents.
Send the completed application form back to the bank.
सम्पर्क करने का विवरण
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get gift vouchers worth INR 3,000 from one of the following brands: Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop and Yatra.com
Reward System: Users will be awarded 20 reward points per INR 100 spent on standing instructions of utility bill payments, with a capping of 3,000 reward points per month. Value 1 reward point = INR 0.25. Effective utility bill payment cashback rate: 5%. 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 20 reward points per INR 100 spent on birthday (reward points on birthday spend (one day before, on birthday and one day after) is capped at 2000 reward points per calendar year),
Milestone Benefits: Users will get a free Pizza Hut voucher worth INR 1,000 on achieving spends of INR 50,000 in a calendar quarter. Reversal of renewal fee on annual spends of INR 3 Lakhs. Gift voucher worth INR 7,000 from Yatra.com or Pantaloons on achieving annual spends of INR 5 Lakhs.
Users will get a free Trident Privilege Red Tier membership and exclusive 1,000 welcome points on registration, 1,500 bonus points on the first stay & additional INR 1,000 hotel credit on extended night stay.
A free Club Vistara Silver membership. 1 free upgrade voucher. 9 Club Vistara points for every INR 100 spent on Vistara flights.
4 free visits per calendar year to International Priority Pass lounges, outside India (max. 2 visits per quarter)
8 complimentary visits per calendar year to domestic lounges in India (max. 2 visits per quarter).
Low cashback rate.
The card is a feature rich card with multiple value add benefits. The only con of the card is the low general cashback rate of 2.5%. Overall this card is a great value for money deal.
SBI Card Prime Advantage
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Annual Fee (one time): INR 2,499 + Taxes
Renewal Fee (per annum): INR 2,499 + Taxes.
Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs
Interest Rate: Up to 3.50% per month (42% per annum) from the transaction date.
Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000.
Reward Redemption Fees: INR 99/- per redemption.
ईंधन अधिशुक्ल
1% fuel surcharge waiver for each transaction between Rs.500 and Rs.4,000. Maximum surcharge waiver of Rs.250 per statement cycle, per credit card account.
Billing Cycle
30 Days