SBM Magnet Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
Movie Benefits
Dining Benefits
Other Benefits
Secure credit card.; Users can get 90% of the FD as a credit limit.; Users can top up their FD to increase card limit instantly.; Users can earn interest of up to 7% p.a. on their fixed deposit.
Lounge Access
Fees & Charges
Joining Fee
NIL
Annual Fee
Annual membership fee: NIL
Cash Advance Fee
Cash advance fee: 299 INR per transaction.
Interest rate
2.5% per month, 30% per annum.
Late Payment Fee
Late payment charges: INR 299
Foreign Currency Transactions Fee
Foreign currency markup fee: 2.49%
Other Fees
Fuel surcharge: 1%.
दोष
Very limited benefits.
Users can get 90% of the FD as a credit limit.
Users can top up their FD to increase card limit instantly.
Users can earn interest of up to 7% p.a. on their fixed deposit.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Users shall be required to create and maintain a fixed deposit of minimum Five Thousand (5,000)
with the Bank through the SBM Credilio mobile app.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
The SBM Magnet Credit Card is a secured credit card offered by SBM Bank India. Here's a general overview of the application process:
1. Download the ZET Mobile App:
Download the ZET app from the Google Play Store.
2. Create an FD:
Open and maintain an SBM Bank fixed deposit (FD) worth a minimum of Rs. 2,000 through the ZET app.
3. Apply for the Credit Card:
Within the ZET app, you can apply for the SBM Magnet Credit Card.
4. Complete Video KYC:
Undergo a video KYC process to verify your identity.
5. Receive your Card:
Once approved, you'll receive your SBM Magnet Credit Card.
सम्पर्क करने का विवरण
Tel No: +91 22 4007 1500
Email : customercare@sbmbank.co.in
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Users can get 90% of the FD as a credit limit.
Users can top up their FD to increase card limit instantly.
Users can earn interest of up to 7% p.a. on their fixed deposit.
Very limited benefits.
The card is issued against fixed deposit. The card is a lifetime free credit card. The card does not offer anyone notable value add features.
The card is issued against fixed deposit. The card is a lifetime free credit card. The card does not offer anyone notable value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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