Tata Card Select
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Tata Card Select
Bank Name :
Tata Cards
प्रकार
Shopping Credit Card
ब्याज दर
Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards
पात्रता
Minimum age of the card holders should be 18. Only Indian residents can apply.
पेशेवरों
Welcome Benefit: Users will get an e-gift voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies / Bata, Aditya Birla Fashion,and Westside.
Reward System: The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
Milestone Benefit: Users will get gift vouchers for spending Rs. 4 lakhs and Rs. 5 lakhs each.
Users will get a 2% value back on spending at Croma.
Users will get upto 5% value back on spending on select TATA Outlets.
8 complimentary visits per year to domestic MasterCard lounges in India (Max. 2 visits per quarter).
Transfer the outstanding balance of other credit cards to this Card, offering a lower rate of interest
दोष
Joining fee is high.
पक्ष विपक्ष
Welcome Benefits
Users will get a e- gift voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside.
पुरस्कार प्रणाली
The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
IFM- 3.50%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Eligibility Criteria
Minimum age of the card holders should be 18. Only Indian residents can apply.
फ़ायदे
The Tata Star Card Select offers a variety of benefits, including: Rewards:
Cardholders can earn up to 5% value back as points on spends at TATA Partner outlets, and 3x points on dining, departmental store, grocery, and international spends.
1 point is earned for every Rs. 100 spent on other retail outlets.
Fuel surcharge waiver: Cardholders get a fuel surcharge waiver of 1% on all fuel transactions at petrol pumps in India.
Lounge access: Cardholders get 4 complimentary domestic lounge visits per quarter and 2 complimentary international lounge visits per year.
Travel insurance: Cardholders get complimentary travel insurance of up to Rs. 1 crore for domestic travel and up to Rs. 2 crore for international travel.
Purchase protection: Cardholders get purchase protection of up to Rs. 10,000 against theft or loss of goods purchased with the card.
Extended warranty: Cardholders get an extended warranty of up to 1 year on products purchased with the card.
Balance transfer: Cardholders can transfer their outstanding balance from other credit cards to the Tata Star Card Select at a lower interest rate.
EMI conversion: Cardholders can convert their eligible purchases into EMIs at a competitive interest rate. Add-on cards: Cardholders can get up to 3 add-on cards for their family members.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
To apply for a Tata Card Select, you can follow these steps:
Visit the Tata Card website or app. Click on the "Apply Now" button for the Tata Star Card Select.
Fill in the application form with your personal and financial details. Upload the required documents, such as your PAN card, Aadhaar card, and income proof.
Review your application and submit it.
Once your application is submitted, Tata Card will review it and get back to you within a few days.
If your application is approved, you will receive your Tata Star Card Select in the mail within 7-10 working days.
सम्पर्क करने का विवरण
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get an e-gift voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies / Bata, Aditya Birla Fashion,and Westside.
Reward System: The value of 1 reward point = INR 1. Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3% and 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.
Milestone Benefit: Users will get gift vouchers for spending Rs. 4 lakhs and Rs. 5 lakhs each.
Users will get a 2% value back on spending at Croma.
Users will get upto 5% value back on spending on select TATA Outlets.
8 complimentary visits per year to domestic MasterCard lounges in India (Max. 2 visits per quarter).
Transfer the outstanding balance of other credit cards to this Card, offering a lower rate of interest
Joining fee is high.
Application Procedure
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Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee: INR 3,000.
Annual Fee: INR 3000
Cash withdrawal fee: SBI and other domestic ATMs: 2.5% of transaction amount (subject to a minimum of Rs. 500).
1% fee on 1% of transaction amount for transaction Amount Between Rs. 500 to Rs. 4,000.
Fee on booking railway tickets through irctc.co.in : 1.8% of transaction amount + all applicable taxes
Late payment: NIL for Total Amount due from Rs.0-Rs.500; Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Total Amount due greater than Rs. 10.000 & up to Rs. 25,000 Rs. 1100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1300 for Total Amount due greater than Rs. 50,000
ईंधन अधिशुक्ल
Billing Cycle
30 Days