उत्पाद विवरण
बैंक का नाम
Equitas Small Finance Bank
Eligibility
Should be an Indian resident - 18+ years of age
Should have a valid PAN and Aadhar
Mobile number should be linked to Aadhar
Should not have an account with Equitas Bank
No other account has been opened nor will be opened using OTP based KYC in non face to face mode with any other Bank
ब्याज दर
Up to 9.00%
कार्यकाल
choose tenure between 7 days to 10 years
सावधि जमा प्रकार
Regular
ESFB Fixed Deposit
कर लाभ
No
साख दर
CRISIL A1+
ब्याज भुगतान आवृत्ति
Monthly/quarterly. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
Higher Interest upto 9.00% p.a. for Senior Citizens Invest anytime with selfe FD Open FD without a Savings Account Start as low as Rs.5000 and invest upto Rs. 90,000 Choose to invest from 7 days to 365 days No Premature withdrawal penalty if Selfe FD has completed a tenure of more than 180 days No premature withdrawal penalty for Senior Citizen Selfe FD
न्यूनतम निवेश राशि
Rs.5000 and invest upto Rs. 90,000
फीस और शुल्क
Pros
High Interest Rates
Flexible Tenure Options
Premature Withdrawal Option
Deposit Insurance
Additional Interest for Senior Citizens
दोष
Limited Branch Network
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Visit the Equitas Bank Website: Go to http://www.equitasbank.com/fixed-deposit
Select your preferred Fixed Deposit scheme: Equitas offers different FDs like Selfe FD (instant online opening), Regular FD, Senior Citizen FD, and Recurring Deposit (RD). Choose the one that suits your needs based on tenure, interest rates, and minimum deposit requirements.
Click on "Open Now" or "Apply Online" (depending on the chosen scheme): This will initiate the online application process.
Fill out the application form: Enter your personal details, nominee details (optional), and choose your deposit amount and tenure. You'll likely need to upload scanned copies of your PAN card and Aadhaar card during this step.
Fund your Fixed Deposit: Once you confirm the details, you can choose to fund your FD directly using internet banking from any bank account.
Confirmation: Upon successful application and fund transfer, you'll receive a confirmation message and an FD receipt electronically.
Application Procedure
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