उत्पाद विवरण
बैंक का नाम
Federal Bank
Eligibility
Individuals
Hindu Undivided Family
Trust
Partnership Firm
Body Corporate
ब्याज दर
6.60% per annum.
कार्यकाल
5 years
सावधि जमा प्रकार
Tax Saver
Federal Tax Savings Deposit
कर लाभ
Tax benefits under Sec. 80 C of the Income Tax Act is applicable.
साख दर
CRISIL AA+
ब्याज भुगतान आवृत्ति
At maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
Minimum deposit amount of Rs 100.
The maximum amount of Federal Tax Savings Deposit is Rs. 1,50,000.
Loan facility is not available in the case of Tax savings deposit.
Tax exemption under section 80C of the Income Tax Act, 1961.
न्यूनतम निवेश राशि
100
फीस और शुल्क
Pros
Tax exemption under Section 80C of the Income Tax Act, 1961.
The minimum deposit amount is Rs 100 only.
दोष
There is no loan facility against the deposit.
The maximum tenure of this scheme is 5 years.
Premature withdrawal of this deposit is not allowed.
पक्ष विपक्ष
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.