उत्पाद विवरण
बैंक का नाम
State Bank Of India
Eligibility
Resident Indians for himself/ herself as an individual or in the capacity of the Karta of Hindu Undivided Family(HUF).
ब्याज दर
Up to 7.25% per annum
कार्यकाल
5 yers to 10 years.
सावधि जमा प्र कार
Tax Saver
Tax Savings Scheme, 2006
कर लाभ
Tax exemption under Section 80C of the Income Tax Act, 1961.
साख दर
[ICRA]AAA
IND AAA
ब्याज भुगतान आवृत्ति
Monthly, Quarterly, Half- yearly, Yearly, At maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
Quarterly compounded interest.
Lock-in period of 5 years.
No loans or advances against these deposits are allowed during lock-in period.
Pre-mature payment is not allowed before the expiry of 5 years from the date of its receipt except in case of the death of the depositor.
Maximum deposit must not exceed Rs. 1,50,000 in a year.
न्यूनतम निवेश राशि
Rs. 1,000
फीस और शुल्क
Pros
Tax exemption under Section 80C of the Income Tax Act, 1961.
Flexible interest payout options.
दोष
The maximum deposit amount in a financial year is Rs 1,50,000 for availing tax benefits.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Application Process:
Visit your nearest Bank of Baroda branch or use their online banking services.
Provide the necessary details, including the deposit amount and preferred tenor.
Complete the required documentation
Application Procedure
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