उत्पाद विवरण
बैंक का नाम
Ujjivan Small Finance Bank
Eligibility
Individual account type: You must be a resident individual in India.
Minimum age: You must be 18 years of age or older to open a Regular FD account with Ujjivan SFB.
ब्याज दर
3.75 to 8.75%
कार्यकाल
7 Days to 10 Years
सावधि जमा प्रकार
Regular
Regular Fixed Deposits
कर लाभ
No
साख दर
CRISIL A1+
ब्याज भुगतान आवृत्ति
Monthly, quarterly or on maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Both
विशेषताएँ
You can open a fixed deposit for a minimum period of 7 days to a maximum of 10 years
The discounted interest rate for monthly interest pay-out option
Premature closure and partial withdrawal facility allowed
0.50% p.a. additional rate for Senior Citizens
न्यूनतम निवेश राशि
Rs.1,000
फीस और शुल्क
Pros
0.50% p.a. additional rate for Senior Citizens
Competitive interest rates
Safe and secure
Flexible Tenure
Easy to open and manage
दोष
Limited liquidity
Tax on interest
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Can be opened at Centre meetings (upto ₹ 15,000) branch, or through mobile and internet banking
Application Procedure
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