उत्पाद विवरण
बैंक का नाम
GIC Housing Finance
अधिकतम ऋण अवधि
30 years
अधिकतम ऋण राशि
3 crore
ब्याज दर
Variable rate: 8.45%
प्रकार
both
अग्रिम भुगतान
Up to and including Rs. 30 lacs: Loan total exposure not exceeding 90% of the market value of the property as assessed by GICHFL.
Rs. 30.01 lacs to Rs. 75 lacs: Loan total exposure not exceeding 80% of the market value of the property as assessed by GICHFL.
Above Rs. 75 lacs: Loan total exposure not exceeding 75% of the market value of the property as assessed by GICHFL.
फीस और शुल्क
Processing fees for loans taken for house purchase or construction:
Purchase Property From Builder
Purchase In Co-Operative Society
Purchase on Second Sale
Construction Loan
=Rs. 3,000
Administrative Fees on House Purchase and Construction Loans : Rs. 2,500 to Rs. 12,000 depends on our branch locations
Processing Fees on Repair and Renovation Loans: Rs. 2,500
Administrative Fees on Repair and Renovation Loans: 0.75% of the loan amount
Processing Fee for Balance Transfer: NIL
Administrative Fees for Balance Transfer: Rs. 2,500
Conversion Fees for Switch to a Lower Interest Rate: Up to 2% of the outstanding loan amount
Prepayment Charges For floating rate home loans: Nil
For fixed-rate home loans: 2% on outstanding loan amount
CERSAI Registry / Modification Charges:
Rs. 50 for loans up to Rs. 5 lakh
Rs. 100 for loans above Rs. 5 lakh
Cheque/ECS Bounce Charges: Rs. 300
Stamp Duty/ Franking Charges: As per applicable law/charges of the relevant property state=
न्यूनतम CIBIL स्कोर
750
डाउन पेमेंट और शुल्क
Apna Ghar Yojana (Individual Housing Loan)
विशेष लक्षण
पात्रता मापदंड
विशेष रियायत
होम सेवर विकल्प
विशेषताएं, पात्रता और रियायत
पेशेवरों
दोष
पक्ष विपक्ष
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.