उत्पाद विवरण
बैंक का नाम
Jana Small Finance Bank
अधिकतम ऋण अवधि
30 years.
अधिकतम ऋण राशि
Upto INR 3 Crores
ब्याज दर
9.75% to 16.75%
प्रकार
Floating interest rate.
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अग्रिम भुगतान
Not specified.
फीस और शुल्क
Processing fee: 0.50% to 2%.
Prepayment charges for floating rate: Nil for floating interest rate loans. 2% for fixed interest rate home loans.
Penal Interest On Late Payment: 2% per month, 24% yearly.
Legal Fee: At actuals.
Stamp Duty And Registration Charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified.
डाउन पेमेंट और शुल्क
Home Loan
विशेष लक्षण
None.
पात्रता मापदंड
Applicant should be salaried employees or self-employed persons or professional or any other person having a legal, identified and regular source of income.
The borrower be 18 years old (completed) as on the date of application.
विशेष रियायत
Not specified.
होम सेवर विकल्प
Not available.
विशेषताएं, पात्रता और रियायत
पेशेवरों
Loan availiable to those who have income in cash too.
Households with income of INR 10,000 cap apply too.
दोष
High interest rate.
High processing fee.
पक्ष विपक्ष
Application Procedure
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