The card comes with no joining fee, and no annual fee, if the card is used once in each quarter) The card also offers exclusive cashback on utility bills, eateries and restaurants etc., Comprehensive insurance coverage 24/7 concierge services

Deferred reward · Subject to the merchant’s conditions

THE ESSENTIALS

Your offer at a glance.

Minimum spend: Not stated
Listed benefit cap: Not stated
Valid through: Check merchant
Payment requirements: Credit card

These are source-listed values. Confirm the exact card, fees and exclusions before paying.

WHEN YOU WANT THE DETAILS

A closer look.

Open a section to read the conditions that matter to you.

Read more: full offer detailsHow to redeem, restrictions, fees and cancellation conditions

Full source wording · reformatted for easier reading

The card comes with no joining fee, and no annual fee, if the card is used once in each quarter) The card also offers exclusive cashback on utility bills, eateries and restaurants etc., Comprehensive insurance coverage 24/7 concierge services

Payment & card eligibilityCheck the source fields alongside the complete conditions

Source labels alone do not confirm eligibility. The full conditions may require a specific card, EMI tenure or payment method.

Eligible Credit Cards: PNB Rakshak Rupay Platinum Card

Read full offer conditions

Source & verificationWhere this information came from and its review status

Source: assets/dineout/Permanent Offers.json
Source row: 161
Last source update: 2026-10-21T07:46:54.255164+00:00
Review status: Source snapshot — recheck merchant terms

This website uses a source snapshot. Terms and availability can change; the merchant’s current conditions take precedence.