5% Instant Discount Upto Rs10,000 on IDFC First Bank Credit Card EMI

Discount / coupon · Subject to the merchant’s conditions

THE ESSENTIALS

Your offer at a glance.

Minimum spend: ₹10,000
Listed benefit cap: ₹10,000
Valid through: Check merchant
Payment requirements: Credit card · EMI

These are source-listed values. Confirm the exact card, fees and exclusions before paying.

WHEN YOU WANT THE DETAILS

A closer look.

Open a section to read the conditions that matter to you.

Read more: full offer detailsHow to redeem, restrictions, fees and cancellation conditions

Full source wording · reformatted for easier reading

• Minimum Transaction value: Rs.10000 and above. • Offer is valid from 1st October to 30th November 2026. • Offer is eligible once per card per month. • Offer is applicable for transactions made on the EMI On Card Checkout page option & Juspay Payment Gateway only. • Offer is applicable on the Vijay Sales website www.vijaysales.com on the Juspay-enabled payment gateway, Cardholders are requested to check availability of such terminals with the checkout page before making the purchase.

• Any bank offers or discounts shown on the product page are applicable only on select cards. To confirm if the discount applies to your card, please enter your card details on the 'Payment' page and verify the discount. • This Offer cannot be clubbed with any other offer/promotion of IDFC Bank, including Brand EMI offers.

• However, your bank may apply processing fees, conversion charges, and applicable GST. We recommend checking with your bank for any additional fees. • The full order amount will be converted into a loan, and the loan amount will be credited to your account within 3-4 working days. • Vijay Sales does not impose any fees for orders made through EMI options (standard, no cost, low cost, or cardless).

• Banks/NBFCs may levy processing fees, conversion charges, GST, and other charges. Kindly verify the charges applicable with the respective bank or NBFC. Vijay Sales is not liable for any additional charges levied by these banks. Offers and discounts apply to select cards only. Please verify discounts before making the purchase/making the payment.

• EMI conversion is subject to the bank's discretion. Banks reserve the right to accept or reject requests to convert a transaction into EMIs. • Non-Eligibility: NRI Account Holders will not be eligible for the cashback.

Payment & card eligibilityCheck the source fields alongside the complete conditions

Source labels alone do not confirm eligibility. The full conditions may require a specific card, EMI tenure or payment method.

Eligible Credit Cards: IDFC FIRST Bank Credit Cards

Read full offer conditions

Source & verificationWhere this information came from and its review status

Source: assets/electronics/vijay-sales.json
Source row: 5
Last source update: 2026-11-01T07:41:58.725550+00:00
Review status: Source snapshot — recheck merchant terms

This website uses a source snapshot. Terms and availability can change; the merchant’s current conditions take precedence.