Best Swiggy Offers of December 2025: Dine, Save More & Earn Cashback on Every Order

Millions of Indians have made it a routine to order their food online. Ordering late-night biryani, a quick office lunch, or groceries through Swiggy Instamart, regardless of the credit card you use, can save you a big amount every month, provided that you use the appropriate credit card. A number of banks are also providing rewarding Swiggy credit card offers in December 2025, which will help in making the delivery of food cheaper, quicker, and more rewarding.

This blog will cover the best Swiggy offers, Swiggy versus the Zomato delivery application, and our guide on selecting an appropriate card that would give the greatest cashback on ordering food services through the delivery app.

List of Best Swiggy Offers in 2025 

Credit Card Name	Details of the Swiggy Credit Card Offers	Coupon Code to be Used
HSBC Live+ Credit Card	Pay using HSBC Live+ Credit Card & get an additional 10% cashback (₹1000 monthly limit). Terms: Applicable only on HSBC Live+ Credit Card; 10% accelerated cashback, ₹1000 a month on all dining, food delivery, and grocery spends; Cashback earned will be credited to your Credit Card within 45 days of the card statement date; Other T&Cs may apply.	No Code Required
Axis Bank Delight Debit Card	Save ₹150 on this order using Axis Bank Delight Debit Cards. Maximum discount up to ₹150 on orders above ₹400. Terms: Applicable thrice per user per month; Valid only on Axis Bank Delight Debit Cards; Other T&Cs may apply.	AXIS150
All Yes Bank credit cards	Pay using YES Bank Credit Cards & get an additional 7.5% up to ₹100 discount on transactions above ₹399. Terms: Applicable once per user per month; Valid only on YES Bank Credit Cards; Other T&Cs may apply.	No Code Required
All Axis Bank Rewards Credit Card	Save ₹150 on this order using Axis Bank Rewards Credit Cards. Flat ₹150 discount on orders above ₹500. Terms: Applicable twice per user per month; Valid only on Axis Bank Rewards Credit Cards (including recently migrated ones); Other T&Cs may apply.	AXISREWARDS
Axis Bank Select Credit Card	Save ₹200 on this order using Axis Bank Select Credit Cards. Flat ₹200 discount on orders above ₹1000. Terms: Applicable twice per user per month; Valid only on Axis Bank Select Credit Cards; Other T&Cs may apply.	AXIS200
Axis Bank MY Zone Credit Card	Save ₹120 on this order using Axis Bank MY ZONE Credit Cards. Flat ₹120 discount on orders above ₹500. Terms: Applicable twice per user per month; Valid only on Axis Bank MY ZONE Credit Cards; Other T&Cs may apply;	AXIS120
Axis Bank Delight Debit Card	Save ₹150 on this order using Axis Bank Delight Debit Cards. Maximum discount up to ₹150 on orders above ₹400. Terms: Applicable thrice per user per month; Valid only on Axis Bank Delight Debit Cards; Other T&Cs may apply;	AXIS150
All UCO Bank Debit Cards	Save ₹75 on this order using UCO Bank Debit Cards. Flat ₹75 discount on orders above ₹299. Terms: Valid twice per user during the offer period; Applicable on all UCO Bank Debit Card variants; Other T&Cs may apply.	UCOBANK75
All Visa credit cards of Canara Bank	Save ₹100 on this order using Canara Bank Visa Credit Cards. Maximum discount up to ₹100 on orders above ₹399. Terms: Applicable once per user per month; Valid only on Canara Bank Visa Credit Cards; Other T&Cs may apply.	VISACANARACC100
Amazon Pay ICICI Bank Credit Card	Pay using Amazon Pay ICICI Bank Credit Cards & get an additional ₹50 discount on transactions above ₹599. Terms: Limited period offer; Applicable once per user per card per week; Applicable only on Amazon Pay ICICI Bank Credit Card; Not valid on ICICI Bank Corporate Cards, ICICI Bank Credit/Debit Cards, UPI & NetBanking; Other T&Cs may apply.
All Yes Bank credit cards	Pay using YES Bank Credit Cards & get an additional 7.5% up to ₹100 discount on transactions above ₹399. Terms: Applicable once per user per month; Valid only on YES Bank Credit Cards; Other T&Cs may apply.	No code required
HDFC Swiggy Credit Card	Pay using Swiggy HDFC Bank Credit Card & get an additional 10% cashback on all orders (₹1500 monthly limit). Terms: Valid only on Swiggy HDFC Bank Credit Card; Monthly cashback limit of ₹1500 on Swiggy spends; Applicable on a minimum net transaction value of ₹100; Cashback will be processed in the next statement cycle; Other T&Cs may apply.	No code required
Airtel Axis Bank Credit Card	Pay using Airtel Axis Bank Credit Card & get an additional 10% cashback. Terms: Applicable only on Airtel Axis Bank Credit Cards; Maximum cashback of ₹500 can be earned per month across all preferred partners; Cashback will be processed in the next statement cycle by Axis Bank; Other T&Cs may apply.	No code required
Flipkart Axis Bank Credit Card	Pay using Flipkart Axis Bank Credit Card & get an additional 4% cashback. Terms: Valid on a minimum net transaction value of ₹100; Applicable only on Flipkart Axis Bank Credit Cards; Cashback will be processed in the next statement cycle; Other T&Cs may apply.	No code required
Axis Bank Ace Credit Card	Pay using Axis Bank ACE Credit Card & get an additional 4% cashback. Terms: Valid only on Axis Bank ACE Credit Cards; Not applicable on any other Axis Bank Cards; Cashback will be processed in the next statement cycle; Other T&Cs may apply.	No code required

Why Swiggy Is among the Best Food Delivery Applications in India

Swiggy has been considered one of the most outstanding food delivery applications because of its speed, coverage, and variety. In megalopolises, as well as small towns, Swiggy links people to restaurants, grocery stores, and even train delivery teams.

The most popular Swiggy services are:

• Swiggy food delivery

• Swiggy grocery (Instamart)

• Swiggy Genie

• Swiggy on Train

• Swiggy Dineout

Swiggy also tends to compete with Zomato online orders closely, compared to other food ordering apps, and credit card savings become even more crucial.

To know which of your credit cards gives offers in Swiggy and Zomato, click here

How to Choose the Best Credit Card for Swiggy Orders

Before applying, consider:

• Spending on food delivery monthly.

• Cashback and instant discount.

• Annual fee vs benefits

It is up to you whether you utilize Swiggy, Zomato, or both. In case you have a regular presence on Swiggy online, a co-branded card will be the most profitable.

Final Thoughts

By December 2025, Swiggy will be among the most effective food delivery apps in India, which is accompanied by an appropriate credit card. Having ordered a meal, groceries, and delivery of train food, you can save more and eat more with the help of the selection of an appropriate Swiggy credit card offer.

In case you are a frequent user of online food delivery applications, it is high time to spend more efficiently and get cashback with each order by using Myrupaya food delivery discount finder

FAQs

Which is the best credit card for Swiggy online food orders in India?

The best credit card for Swiggy online food orders in India is the HDFC Swiggy Credit Card, as it offers high cashback on Swiggy food delivery, grocery orders, and dining transactions, making it ideal for frequent food ordering app users.

How can I get maximum cashback on the Swiggy food delivery app?

To get maximum cashback on Swiggy food delivery apps, use a co-branded Swiggy credit card or bank cards with active credit card offers, apply promo codes during checkout, and place orders through the Swiggy app instead of third-party ordering apps.

Is Swiggy cheaper than Zomato for online food delivery?

Swiggy can be cheaper than the Zomato delivery app when combined with the right credit card deals, instant bank discounts, and Swiggy One membership benefits, especially for frequent food delivery near me searches.

Can I use the same credit card offers on Swiggy grocery orders?

Yes, many credit card offers apply to Swiggy grocery orders through Swiggy Instamart, allowing users to earn cashback on daily essentials ordered via the Swiggy online app.

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