Best Zomato Offers: Dine, Save, and earn more rewards (December 2025)

Delivery of food has become a daily routine for millions of Indians. Ordering lunch at the workplace, dinner at home, and even late-night snacks has completely revolutionised the way we eat, thanks to food delivery apps like Zomato and Swiggy. With rising convenience comes higher spending, and this is where the Best Zomato Offers, combined with the right credit card deal can help you save a lot on every order.

We will investigate the most promising Zomato credit card offers in December 2025 and compare them with Swiggy offers, helping you decide which food delivery app and credit card will provide the most rewards, cashback, and exclusive discounts.

List of Best Zomato Credit Card Offers in 2025

Credit Card Name	Details of the Zomato Credit Card Offers	Coupon Code to be Used
Yes, Apex International Debit card, Yes First Debit Card, Yes Glory Debit Card	Offer applicable on Yes Bank First & Glory Debit Card; Offer valid once per card per month; Valid on minimum transaction value of ₹599; Maximum Instant Discount: ₹100	YES100
All American Express Credit Cards	Offer valid on American Express Proprietary Cards issued in India; Offer valid on cards issued by a third party bearing the name or trademark or service mark or logo of American Express (“Network Cards”) issued in India; Offer valid on American Express Corporate Cards issued in India; Offer valid once per user per card; Other T&Cs may apply	AMEX100
Amazon Pay ICICI Bank Credit Card	Offer applicable only on Amazon Pay ICICI Bank Credit Card; Valid on all orders above ₹399; Offer is applicable over and above other platform offers; Valid on all days during the campaign	APAYCCFEST
Tata Neu Plus HDFC Bank Credit Card	Flat 5% cashback using NeuCard Plus. Terms: Cashback is credited in Zomato Money after delivery; Valid on minimum transaction value of ₹99; Cashback is applicable over and above other platform offers; Credited cashback has an expiry of 30 days; The offer is not valid on UPI transactions.	NEUCARD5
Tata Neu Infinity HDFC Bank Credit Card	Flat 10% cashback using NeuCard Infinity. Terms: Use code NEUCARD10 to apply the offer; Cashback will be credited in Zomato Money after order delivery; Offer is applicable over and above other platform offers; Cashback will be valid for 30 days.	NEUCARD10
Axis Bank Neo Credit Card	Flat ₹120 OFF using Axis NEO Credit Card. Terms: Offer is valid twice per card per month; Valid on minimum transaction value of ₹499; Maximum discount ₹120; Offer is not eligible if the payment is made via UPI-linked Neo RuPay Credit Card.	AXISNEO
IDFC First SWYP Credit Card	10% OFF up to ₹100 using IDFC FIRST SWYP Credit Card. Terms: Offer only applicable on IDFC FIRST SWYP Credit Card; Offer valid twice per card per month; Valid on minimum transaction value of ₹299; Maximum discount ₹100.	IDFCSWYP
All Bandhan Bank Debit Cards	20% OFF up to ₹150 using Bandhan Bank Debit Cards. Terms: Offer applicable on Debit Cards only; Valid on minimum transaction value of ₹299; Offer applicable twice per card per month; Maximum instant discount ₹150.	BANDHANBANK20
All AU Credit Cards with Visa Infinite	Flat ₹100 OFF using AU Visa Infinite Credit Cards. Terms: Offer only applicable on AU Infinite Visa Credit Card; Valid on minimum transaction value of ₹1100; Offer valid once per card per month; Maximum discount ₹100; Valid on the following credit card variants: Zenith, Zenith+ & Traverse.	AUCCINFI
All Bank of Baroda Credit Cards with Visa	Flat ₹100 OFF using Bank of Baroda Visa Debit Cards. Terms: Applicable only on transactions using Bank of Baroda Visa Debit Cards; Offer valid only on Monday, Tuesday and Wednesday; Valid on minimum transaction value of ₹399; Applicable once per card per month; Maximum discount ₹100.	BOBVISA100
All credit cards from J&K Bank with Mastercard	20% off up to ₹150 using J&K Bank Mastercard Debit and Credit Card. Terms: Applicable only on transactions using J&K Bank Mastercard Debit and Credit Card; Maximum discount is ₹150 per transaction; Minimum order value must be ₹599.	JK150
All PNB credit cards.	Valid on minimum transaction value of ₹399; Offer valid on select PNB credit cards only; Offer valid once per card per month	PNBMUNCH
All DBS Bank credit cards	15% OFF up to ₹100 using DBS Bank Credit Cards. Terms: Offer applicable on DBS Bank Credit Cards; Valid on minimum transaction value of ₹500; Offer valid once per card per month; Maximum discount ₹100.	DBSFUNCC
AU Ivy Eternity Royale Debit Card	Flat ₹100 OFF using AU Small Finance Bank Ivy Debit Cards. Terms: Offer only applicable on AU Small Finance Bank Ivy Debit Cards; Valid on minimum transaction value of ₹349; Offer valid four times per card per month; Maximum discount ₹200.	AUIVY
Yes Apex International Debit card, Yes First Debit Card, Yes Glory Debit Card	Flat ₹150 OFF using select Yes Bank Debit Card. Terms: Valid on minimum transaction value of ₹500; Offer valid twice per card per month; Offer applicable on select Yes Bank Debit Cards (Apex, First and Glory); Maximum instant discount ₹150.	YES150
Standard Chartered Digismart Credit Card	Applicable using select Standard Chartered DigiSmart Credit Card; Offer valid five times per card per month; Maximum discount: ₹150	DIGISMART
All IndusInd Debit Cards	Offer applicable on IndusInd Grande, Pioneer, Solitaire and Pioneer Private Debit Cards; Offer valid only from Friday to Sunday; Offer valid thrice per card per month; Maximum Discount: ₹200	INDUSIND20
All UCO Bank debit cards	Offer applicable on Debit Cards only; Valid on minimum transaction value of ₹349; Offer applicable twice per user during the offer period; Maximum Instant Discount: ₹100	UCOBANK100
All IndusInd Debit Cards	Offer applicable on IndusInd Titanium Delights, Platinum Plus, Platinum Premier, Platinum Duo, World Delights, Select, Partner, Indus Care, Exclusive Debit cards; Indie Platinum and Indie Signature Debit Cards; Offer valid only from Friday to Sunday; Offer valid thrice per card per month; Maximum discount: ₹100	INDUSIND10
All IDFC Debit Cards	Offer applicable on Debit Cards only; Offer applicable once per card per month; Maximum Instant Discount: ₹250	IDFCDC250
All American Express Credit Cards	Offer valid on cards issued by a third party bearing the name or trademark or service mark or logo of American Express (“Network Cards”) issued in India; Offer applicable once per card per month; Maximum Discount: ₹150	AMEXNETWORK

The Reason why Zomato Credit Card Offers Matter in 2025

The online food delivery apps market in India has developed at a high pace. In metro cities and even in tier-2 towns, individuals no longer call restaurants to order food; instead, they use food delivery apps. Apps like:

• Zomato delivery app

• Swiggy app

• Other food ordering apps

  
  

are no longer limited to having food, but they have groceries, train food delivery and intercity food.

Due to such large usage, Banks and card issuers are partnering with food apps to offer exclusive cashback, reward points, and instant discounts.

Comparison of Zomato and Other Food Delivery Applications: The Quick One.

Comparing Zomato and Swiggy, both applications are within the top category of the most popular food delivery applications in India, having a voluminous number of users and good representation in cities and towns.

Zomato is also renowned due to its convenient and quick online ordering. The app emphasizes much on restaurant-finding, restaurant deals, and hassle-free Zomato delivery. It has one of the greatest strengths in Zomato train delivery, which gives customers the opportunity to have their food ordered when they are on a train. Though Zomato does provide certain services related to grocery, this is still a limited aspect in comparison to its competitor.

However, Swiggy is more favoured by a group of users who are fond of Swiggy online orders because it is faster and provides extensive delivery services. Swiggy is also highly represented in groceries with Swiggy Grocery, which could make it a more diverse alternative to food. Although Swiggy has a train delivery service, it is not extended to all the routes and stations.

Both platforms can be regarded as affordable and as one of the cheapest food delivery apps, in combination with the appropriate credit card offers and in-app discounts. Finally, Zomato can be used by consumers of the dining industry and restaurants, whereas Swiggy is best suited to users who prefer having food, groceries, and the fastest delivery speed in one application.

How to Maximise Zomato Delivery Savings with Credit Cards

To maximise your offers on the food delivery app, apply the following intelligent tips:

1. Stack Offers

Use:

• Zomato app in-app discounts

• Bank credit card offer

• Seasonal cashback

• together to save as much as possible.

2. Do The Right Thing with the Right Card

• Axis Zomato Card - Zomato food order.

• HDFC Swiggy Card - Swiggy order online.

• SBI Cashback - Any food apps

3. Watch Out Train Delivery Offers

   
   

Zomato train delivery and Swiggy on train are frequently complemented with short-term offers when paying with the help of chosen cards.

To learn more about our credit card offerings, please visit our website

Zomato Beyond Food: Additional Save money

Zomato is not a food delivery app that is located close to me anymore. Here are other ways in which you can benefit:

Zomato Train Delivery

• Order meals while traveling

• Get instant discounts on credit card deals.

• Perfect to people who ride trains more often.

Zomato Intercity

• Send food across cities

• Premium feature and sporadic card deals.

  
  

Zomato Partners and Restaurants Network

The company has lakhs of Zomato partners that provide superior prices and selection compared to the majority of indian food delivery apps.

Who Should Apply for a Zomato Credit Card?

You should consider it if you:

• Order food online 8–10 times a month

• Use the Zomato app regularly

• Want cashback instead of complicated reward points

• Prefer online food ordering app convenience

Final Verdict: Best Zomato Credit Card in December 2025

If Zomato is your primary food ordering app, the Axis Bank Zomato Credit Card is hands-down the best choice. For flexibility across platforms, the SBI Cashback Credit Card works perfectly. Users who rely on Swiggy can pair it with the HDFC Swiggy Card.

In today’s digital lifestyle, combining the best food delivery app with the right credit card offer ensures you dine more, save more, and earn rewards effortlessly.

In case you are a frequent user of online food delivery applications, it is high time to spend more efficiently and get cashback with each order by using Myrupaya food delivery discount finder

Frequently Asked Questions (FAQs)

Which is the best food delivery app in India?

Zomato and Swiggy are considered the best food delivery apps in India due to their wide restaurant coverage, fast delivery services, and frequent offers. Zomato is popular for dining discounts and restaurant discovery, while Swiggy is preferred for quick delivery and grocery services.

Is Zomato cheaper than other food delivery apps?

Zomato can be one of the cheapest food delivery apps when combined with bank credit card offers, Zomato Gold benefits, and seasonal discounts. Prices may vary depending on location and ongoing offers.

Can I use credit card offers on Zomato delivery?

Yes, most major banks provide credit card offers on Zomato delivery, including instant discounts, cashback, and reward points. Cards from Axis Bank, SBI, HDFC, and ICICI are commonly supported.

Does Zomato support train food delivery?

Yes, Zomato train delivery allows users to order food while traveling by train at selected stations. You can place a Zomato online order using your PNR number through the Zomato app.

Which app is better: Swiggy or Zomato?

Both apps are excellent online food delivery apps. Zomato is better for dining offers and restaurant variety, while Swiggy is ideal for groceries, faster deliveries, and convenience. The best choice depends on your ordering habits.

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