Reliance SBI Card Prime – Best Card To Buy Expensive Electronics From Reliance Digital This Diwali
- madda anusha
- Sep 8, 2025
- 6 min read
Updated: Jan 2
Introduction – Diwali Shopping + The Right Credit Card
The Indian festive season and Diwali in particular are the most ideal periods to make changes in your house, updating it with high-quality gadgets and electronics. Reliance Digital, which is also one of the largest electronic stores in India, has competitive discounts and offers at this time.
However, there is a secret here: you can combine your shopping with a suitable credit card and get even more value. The Reliance SBI Card Prime is a good option if you want to purchase an expensive electronic product this Diwali.
In this blog, we’ll conduct a detailed credit card comparison, share an honest credit card review, and demonstrate why this card is a powerful discount finder, not just for electronics, but also for lifestyle, dining, and entertainment
What is Reliance SBI Card Prime?
Reliance SBI Card Prime: It is a co-branded credit card launched by SBI Card in partnership with Reliance. It is customised to suit passionate shoppers, who like to buy electronics, fashion and lifestyle in Reliance stores and Reliance Digital online.
The salient characteristics of Reliance SBI Card Prime include.
• Welcome e-gift vouchers valued at ₹3,000 from Reliance brands.
• Earn up to 5% reward points on purchases made at Reliance.
• EMI options available for high-value electronics.
• Lifestyle benefits, including lounge access and dining discounts.
Benefits of Using Reliance SBI Card Prime This Diwali
Cashback & Reward Points
Users will be awarded 10 points for spending every INR 100 on Reliance Retail stores.
Value of 1 point = INR 0.25.
Reliance Retail store cashback rate: 2.5%.
5 points on spending of every INR 100 on dining, movies & entertainment, domestic airlines, and international spending.
Special Cashback Rate: 1.25%.
2 points on all other retail spends. Effective general cashback rate: 0.5%.
For high-value electronics such as 4K TVs, Laptops, Refrigerators, and Smart Appliances, these rewards can result in substantial savings amounting to thousands of rupees.
Welcome Benefits Valued at ₹3,000
Receive vouchers that can be redeemed immediately at Reliance stores, making it an ideal card for first-time electronics purchasers during the Diwali season.
Milestone Benefits
The waiver on renewal fees at an annual expenditure of Rs Rs 3 Lakhs in the preceding year. Rs 1,500/- value of Reliance Retail vouchers on yearly expenditures of Rs 75,000/- at the reliance retail locations.
Access to Airport Lounges
Since Diwali comes during the time of travelling, the Reliance SBI Card Prime will provide free access to domestic lounges, which will make your travel even more pleasant.8 domestic airport lounge access per calendar year (2 per quarter).
Why It’s the Best Card for Buying Expensive Electronics
Let us conduct a brief comparison of credit cards with other well-known shopping cards:
Amazon Pay ICICI Credit Card – Ideal for Amazon purchases, yet it does not fully leverage the benefits at Reliance Digital.
Flipkart Axis Bank Credit Card – Outstanding for Flipkart transactions, but it is not advantageous at Reliance outlets.
SBI Cashback Card – Beneficial for online expenditures; however, the Reliance SBI Prime card offers greater direct advantages at Reliance Digital.
This indicates that if your objective is to shop for electronics at Reliance Digital, no card can compete with the Reliance SBI Card Prime.
Beyond Electronics – The All-in-One Discount Finder
Although the primary focus is on Reliance shopping, this card is also used as a discount locator in other categories:
Airline Discount Locator
Get access to travel booking partners of SBI Card to get lower airfares.
Movie Discount Locator
Register with BookMyShow and save a lot of money on entertainment with the help of reward points on movie tickets.
Swiggy Zomato Discount Locator
Get food delivery offers and reward redemption on food delivery services like Swiggy and Zomato.
This transforms it into not merely a shopping card but a lifestyle card that is effective throughout the year. You can find all the above discounts in one place according to your credit card in our new feature. Click here
Credit Card Review – Pros & Cons
Pros
Best card for Reliance Digital Electronics purchases.
High-value welcome vouchers worth ₹3,000.
The reward points system is generous for Reliance spending.
Lifestyle benefits (airport lounges, dining, fuel waiver).
Cons
Annual charge [?]2,999 (although this may be waived with sufficient expenditure).
Optimum benefits Reliance-centric (not great when you go elsewhere).
If you’re a frequent shopper, this is one of the best cashback cards you can apply for in 2025. Click here to check eligibility & apply now.
Frequently Asked Questions (FAQs)
Q1. Which SBI credit card is best for buying electronics during Diwali?
Reliance SBI Card Prime is one of the best SBI credit cards for electronics shopping at Reliance Digital, offering instant discounts, cashback, and EMI benefits.
Q2. Does Reliance SBI Card Prime give Diwali offers at Reliance Digital?
Yes. Every Diwali, SBI partners with Reliance Digital to provide exclusive festive offers like a 10% instant discount, no-cost EMI, and extra reward points.
Q3. Can I use the Reliance SBI Card Prime for online shopping at Reliance Digital?
Yes, you can use it both in-store and online at Reliance Digital to avail discounts and cashback offers during Diwali.
Q4. Is the Reliance SBI Card Prime worth it compared to other SBI credit cards?
If you mainly shop for electronics and appliances at Reliance Digital, Reliance SBI Card Prime offers higher savings than general cards like SBI Cashback or SimplyCLICK.
Q5. How much discount can I get on electronics with the Reliance SBI Card Prime?
Typically, you can save up to 10% on expensive electronics during festive seasons like Diwali, along with additional cashback and reward points.
Q6. Is the Reliance SBI Card Prime the best credit card to buy electronics this Diwali?
Yes. Reliance SBI Card Prime offers exclusive discounts, cashback, and EMI options at Reliance Digital, making it one of the best cards for electronics shopping this festive season.
Q7. What benefits do I get with the Reliance SBI Card Prime at Reliance Digital?
You get instant discounts, cashback, reward points, and easy EMI on expensive electronics like TVs, laptops, refrigerators, and premium gadgets at Reliance Digital.
Q8. Can I compare the Reliance SBI Card Prime with other SBI credit cards for Diwali shopping?
Yes. While SBI Cashback and SimplyCLICK are good for online shopping, Reliance SBI Card Prime is specifically designed for Reliance Digital purchases and offers maximum savings on electronics.
Q9. Does Reliance SBI Card Prime offer EMI on electronics at Reliance Digital?
Absolutely. The card provides No-Cost EMI and flexible tenure options, making it easier to buy high-value electronics during Diwali.
Q10. How do I apply for the Reliance SBI Card Prime?
You can apply online through the SBI Card website or visit your nearest SBI branch. Approval is subject to eligibility and credit score.
Q11. What are the eligibility criteria for the Reliance SBI Card Prime?
Applicants should be between 21-60 years old, have a stable income, and a good credit score. Final approval depends on SBI’s credit evaluation process.
Q12. Can I use the Reliance SBI Card Prime for other purchases apart from electronics?
Yes, you can use it for shopping, dining, travel, and more. However, the maximum benefits and rewards are unlocked at Reliance Digital.
Q13. Does Reliance SBI Card Prime give extra benefits during Diwali 2025? Yes. Every Diwali, Reliance Digital and SBI launch festive offers like 10% instant discounts, cashback, and bundled deals on premium electronics.
Q14. Is the Reliance SBI Card Prime better than EMI finance options at Reliance Digital?
Yes, because it not only gives EMI options but also provides cashback, reward points, and festive discounts, which EMI finance options don’t offer.
Q15. Should I choose the Reliance SBI Card Prime over the SBI Cashback or SimplyCLICK Card for Diwali shopping?
If your focus is on buying electronics from Reliance Digital, Reliance SBI Card Prime is the best choice. For general online shopping, Cashback and SimplyCLICK are better.
Final Verdict – Is Reliance SBI Card Prime Worth It This Diwali?
If you are considering purchasing high-end electronics this Diwali—such as 4K Smart TVs, iPhones, Refrigerators, or Laptops—from Reliance Digital, the Reliance SBI Card Prime is undoubtedly the optimal credit card to enhance your savings.
Not only will it help you save money at Reliance Digital but it will ,also become a discount finder in all sorts of categories, airline tickets, movie tickets, and meals via Swiggy/Zomato.
In summary:
It is necessary for the loyal customers of Reliance Digital.
• Annual fee - Before applying, check the annual fee of Reliance shoppers who are occasional.
• This Diwali, save big on electronics at Reliance Digital through Reliance SBI card Prime. Maximum benefits can be achieved with the help of our credit card review and comparison. The most preferable credit card to purchase costly electronics at Reliance Digital during this Diwali is the RelianceSBI Card Prime. It has 10 per cent instant discounts, cash back, free EMI, and special festival offers of premium gadgets and appliances, hence it is the intelligent choice for high-ticket purchases.
Download the MyRupaya App
Compare, choose, and discover all the best offers on credit cards in India — all in one place
Comments