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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Uco Aparajita Diamond

Uco Aparajita Diamond

A savings account designed for women

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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CUB Junior India

CUB Junior India

Savings account from City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Account Opening Fee

Account Type

0

Account Type

Saving

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Ujjivan Regular Savings Account

Ujjivan Regular Savings Account

A regular savings account from Ujjivan.

Interest Rate

Interest Rates up to INR 1 lakh - 3.50% p.a. | Above INR 1 lakh to INR 5 lakhs - 5.00% p.a. | Above INR 5 lakhs to INR 25 lakhs - 7.25% p.a. | Above INR 25 lakhs - 7.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Saving

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Baroda Champ Account

Baroda Champ Account

Account specially designed for chlidren

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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YES Respect Savings Account

YES Respect Savings Account

Saving account for senior citizens.

Interest Rate

Upto 1 lakh -4.00% and above 1 lakh but less than 10 lakh -5.00%

Account Opening Fee

Account Type

0

Account Type

Saving

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Bank of Maharashtra Supreme Payroll Account

Bank of Maharashtra Supreme Payroll Account

​

Interest Rate

2.75%

Account Opening Fee

Account Type

No minimum amount stipulated.

Account Type

Salary

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Yes Vijay Exclusive Account

Yes Vijay Exclusive Account

Salary Savings Account for the Defence Forces.

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Cent Bachat Khata

Cent Bachat Khata

Savings Account specially designed for children.

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Account Opening Fee

Account Type

0

Account Type

Saving

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DCB Classic Savings Account

DCB Classic Savings Account

Savings account from DCB Bank

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

Account Opening Fee

Account Type

0

Account Type

Saving

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KBL Corporate Salary Account Pride

KBL Corporate Salary Account Pride

Corporate salary account from Karnataka bank.

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Blossom Women Savings Account

Blossom Women Savings Account

Special account for women.

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%
Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%
Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%
Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%

Account Opening Fee

Account Type

0

Account Type

Saving

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Canara Savings Bank Account

Canara Savings Bank Account

Savings account from Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90.

Account Opening Fee

Account Type

0

Account Type

Saving

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Premium Savings Account

Premium Savings Account

​

Interest Rate

Rs 0 - upto 4.99 Lacs. 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

Account Opening Fee

Account Type

Nil

Account Type

Saving

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Axis Digital Republic Salary Account

Axis Digital Republic Salary Account

Axis Digital Republic Salary Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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NESFA TASC Savings Account

NESFA TASC Savings Account

​

Interest Rate

Rs 0 - upto 4.99 Lacs: 4.00%. 5 Lacs - upto 25 Lacs: 5.00%
25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

Account Opening Fee

Account Type

Nil

Account Type

Saving

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IndusInd Delite Savings Account

IndusInd Delite Savings Account

​

Interest Rate

Upto 5 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 4%. Above 10 Lakh And Upto 25 Lakh: 5%. Above 25 Lakh And Upto 50 Lakh: 6%. Above 50 Lakh And Upto 5 Crore: 7%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Uco Aparajita Diamond

UCO Bank

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CUB Junior India

City Union Bank

Interest Rate

Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%

Up to 1 lakh-Re 1 and For Above Rs.25001 to Rs.2 Lakh - Rs. 7.50

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Ujjivan Regular Savings Account

Ujjivan Small Finance Bank

Interest Rate

Interest Rates up to INR 1 lakh - 3.50% p.a. | Above INR 1 lakh to INR 5 lakhs - 5.00% p.a. | Above INR 5 lakhs to INR 25 lakhs - 7.25% p.a. | Above INR 25 lakhs - 7.50% p.a.

Free upto INR 10,000.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Champ Account

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free for an amount of Rs.1 lac per month.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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YES Respect Savings Account

Yes Bank

Interest Rate

Upto 1 lakh -4.00% and above 1 lakh but less than 10 lakh -5.00%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of Maharashtra Supreme Payroll Account

Bank of Maharashtra

Interest Rate

2.75%

Not mentioned

Account Opening Fe

No minimum amount stipulated.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Yes Vijay Exclusive Account

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Cent Bachat Khata

Central Bank of India

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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DCB Classic Savings Account

DCB Bank

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

AMB is Rs.25,000 or more: Free
AMB is less than Rs. 25,000: 10 transactions free per month; thereafter per transaction charges are upto Rs. 7.50 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KBL Corporate Salary Account Pride

Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Blossom Women Savings Account

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%
Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%
Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%
Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%

20 IMPS transactions free via Net Banking/Mobile Banking. IMPS Payment (Outward) Upto ₹ 100,000 per transaction: Rs 5. Above ₹ 100,000 to ₹ 500,000 per transaction: Rs. 10.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Savings Bank Account

Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90.

Free for online transactions.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Premium Savings Account

North East Small Finance Bank

Interest Rate

Rs 0 - upto 4.99 Lacs. 4.00%. 5 Lacs - upto 25 Lacs: 5.00%. 25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

1st 2 txns free per month ; Up to Rs. 1 Lakh - Rs. 5 ; Rs 1 Lakh -< 2 Lakhs : Rs 15

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Digital Republic Salary Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free for online transactions.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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NESFA TASC Savings Account

North East Small Finance Bank

Interest Rate

Rs 0 - upto 4.99 Lacs: 4.00%. 5 Lacs - upto 25 Lacs: 5.00%
25 lacs- Upto 10 Crores: 5.50%. >10 Crores to 25 Crores: 5.75%. >25 Crores and above: 6.00%

2 txns free per month ; Up to Rs. 1 Lakh - Rs. 5 ; Rs 1 Lakh -< 2 Lakhs : Rs 15

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IndusInd Delite Savings Account

IndusInd Bank

Interest Rate

Upto 5 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 4%. Above 10 Lakh And Upto 25 Lakh: 5%. Above 25 Lakh And Upto 50 Lakh: 6%. Above 50 Lakh And Upto 5 Crore: 7%.

Upto 1 lakh @ Rs 2.5 per txn
1-5 lakhs@Rs 10 per txn

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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