Credit cards with Airport lounge access
For frequent flyers and business travelers, access to airport lounges is more than just a luxury’s a necessity. With the right credit cards with lounge access, you can enjoy comfortable seating, free Wi-Fi, refreshments, and even premium services before your flight. we help you find the best credit cards with airport lounge access in India that suit your travel lifestyle.
What we do
MyRupaya.in is India’s trusted platform for comparing, reviewing, and choosing the right credit cards. We simplify financial decisions by bringing together detailed information, unbiased reviews, and exclusive tools. Whether you’re looking for rewards, cashback, or VIP lounge access credit cards, MyRupaya makes it easy to select the perfect card.
Our Airport Lounge Finder Feature
One of our most popular tools is the Airport Lounge Finder. This feature allows you to
quickly check which credit cards that offer lounge access are accepted at your nearest
domestic or international airport.
With the Lounge Finder, you can:
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Search lounges across India’s major airports
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Filter by bank and card type (Visa, Mastercard, RuPay, Amex)
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Compare benefits across multiple cards
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See details of lounge amenities before you travel
Click below to try our Airport Lounge Finder and instantly check which of your cards
offer lounge access
Why Choose a Credit Card With Lounge Access?
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Travel Comfort: Skip crowded terminals and enjoy a peaceful pre-boarding experience.
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Food & Beverages: Complimentary snacks, meals, and drinks.
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Work-Friendly: Free Wi-Fi and quiet zones for business travelers.
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Luxury Add-Ons: Some credit cards with airline lounge access also offer spa, shower, and concierge services.
List of cards for the middle class that offer at least 1 lounge visit and whose annual fee is less than INR 6,000
RBL Bank Platinum LifeEasy Credit Card
A flexible card for daily expenses with easy EMI conversion and lifestyle perks. Great for beginners seeking affordability and convenience.
Lounge Benefit
Users will get 1 complimentary access per quarter to domestic airport lounges. You need to spend Rs. 15,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter.Â
Annual Fee
Rs 1,999, waived off on eligible annual spends of INR 3.5 lakh or more.
RBL Bank
IDFC First Power+ Credit Card
Offers cashback and exclusive lifestyle benefits with no hidden charges. Ideal for frequent shoppers and everyday spenders.
Lounge Benefit
Complimentary domestic airport lounge access, once every quarter, on minimum monthly spends of INR 5,000,
Annual Fee
INR 499, waived off on crossing ₹150,000 spent in the previous anniversary year.
IDFC First Bank
IDFC First Wealth Credit Card
Premium credit card with airport lounge access, golf benefits, and low forex markup. Designed for high-income professionals.
Lounge Benefit
4 complimentary domestic & international airport lounge access.
Annual Fee
INR 0
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IDFC First Bank
Airtel Axis Bank Credit Card
Earn cashback on Airtel services, utility payments, and everyday purchases. Best for Airtel customers wanting telecom and lifestyle savings.
Lounge Benefit
The card also offers 4 complimentary lounge visits per calendar year at select domestic airports.
Annual Fee
INR 500 2nd year onward. | Annual fee waived off on annual spends greater than INR 2,00,000/-.
Axis Bank
TVS Credit RBL Bank Gold Mastercard Card
Tailored for two-wheeler buyers with EMI benefits and cashback. Suited for TVS customers seeking affordable financing.
Lounge Benefit
Users will get 1 complimentary access per quarter to the international airport lounge on spending  INR 1,00,000 and 1 complimentary access to the domestic airport lounge on spending INR 50,000 every quarter or 2 complimentary access to the domestic airport lounge access on spending INR 75,000 every quarter.
Annual Fee
Nil
RBL Bank
ICICI Bank Credit Card
A reliable all-rounder offering rewards across dining, shopping, and travel. Suitable for users looking for versatile everyday use.
Lounge Benefit
2 complimentary international airport lounge visits and 2 domestic airport spa visits per calendar year, under the complimentary membership to the Dreamfolks programme.; 4 complimentary access per quarter to select airport lounges in India, on a minimum spend of Rs 5,000 or above in a calendar quarter on your ICICI Bank Sapphiro credit card to avail this facility in the next calendar quarter.
Annual Fee
Rs 3,500 (waived off on spending more than Rs 6 lakh in the previous year)
ICICI Bank
IDFC First Select Credit Card
Rewarding card with complimentary lounge access, dining privileges, and fuel surcharge waivers. Perfect for mid-tier spenders.
Lounge Benefit
The cards provide 2 complimentary domestic lounge visits per quarter. Cardholder needs to spend a minimum of INR 20,000 in the previous month to avail this benefit.Â
4 complimentary railway lounge visits per quarter. Cardholder needs to spend a minimum of INR 20,000 in the previous month to avail this benefit.Â
Annual Fee
INR 0
IDFC First Bank
IDFC First Classic Credit Card
Entry-level card with cashback on daily spends and fuel surcharge waiver. Ideal for first-time credit card users.
Lounge Benefit
4 complimentary railway lounge visits per quarter.
Annual Fee
INR 0
IDFC First Bank
HSBC Premier Mastercard Credit Card
Premium card offering global lounge access and attractive travel rewards. Best for international travelers.
Lounge Benefit
Travel Benefits: Users will enjoy unlimited airport lounge access in India and internationally
Additionally cardholders will also get 8 international guest visits.
Annual Fee
NIL
HSBC Bank
Canara Bank Rupay Platinum Credit Card
Affordable credit card with reward points and fuel surcharge waiver. Suited for budget-conscious customers.
Lounge Benefit
Users will get 2 free domestic airport lounge visits per quarter for self.
User will get 2 free international lounge visits per year for self.
Annual Fee
Annual membership fee: NIL
Canara Bank
IndusInd Pioneer Legacy Credit Card
Premium lifestyle card with golf access, travel privileges, and concierge services. Perfect for luxury seekers.
Lounge Benefit
Free Priority Pass membership for you and your partner.; 1 free domestic lounge visit per quarter.; 2 free international lounge visits per quarter.
Annual Fee
NIL
IndusInd Bank
Yes Bank BYOC Credit Card
A customizable credit card where you can choose benefits that match your lifestyle. Designed for personalization and control.
Lounge Benefit
1 complimentary domestic airport lounge visit per quarter.
Annual Fee
Nil
Yes Bank
PNB Rupay Millennial Card
Specially curated for young professionals with cashback on food, travel, and entertainment. Ideal for millennials.
Lounge Benefit
Cardholder will get 2 domestic lounge visits per quarter.
Cardholder will get 2 international lounge visits per year.
Annual Fee
Rs. 999/- p.a.(waived off on spending Rs. 1 lakh in a year)
Punjab National Bank
RBL Bank Insignia Preferred Banking Card
Premium card with lifestyle rewards, travel privileges, and exclusive concierge services. Tailored for elite customers.
Lounge Benefit
Travel Benefits: Users can enjoy 2 complimentary lounge visits every calendar quarter at major domestic & international terminals across India and can also avail a complimentary Priority Pass membership which unlocks access to over 1,400+ international airport lounges worldwide.
Annual Fee
Annual membership Fees:Nil
RBL Bank
Axis Bank Magnus Credit Card
A high-end card with unlimited airport lounge access, luxury travel, and premium lifestyle benefits. Best for frequent flyers.
Lounge Benefit
Unlimited domestic lounge visits.
Unlimited international lounge visits and 4 additional guests visits per year.
Annual Fee
12,500 + taxes, waived off in case of spend of Rs.25 lakhs in the preceding year.
Axis Bank
Federal Bank Visa Celesta
Exclusive card with lounge access, insurance cover, and reward benefits. Designed for premium customers.
Lounge Benefit
Complimentary lounge access at airports, twice a year at International airports and 4 times per quarter at domestic airports. Subject to a minimum spend of INR 60,000 in previous quarter.
Annual Fee
Annual membership fee: INR 0.
Federal Bank
ICICI Parakram Select Credit Card
Specially designed for defense personnel with lifestyle rewards and cashback benefits. Perfect for armed forces members.
Lounge Benefit
2 free domestic airport lounge visits per year.Â
2 free international airport lounge visits per year.Â
Annual Fee
(Second year onwards): Nil
ICICI Bank
Equitas Elegance Credit Card
Entry-level lifestyle card with reward points on shopping and utility spends. Good choice for first-time cardholders.
Lounge Benefit
Other Benefits: 8 complimentary domestic lounge access per year, 2 per quarter.
Annual Fee
Lifetime Free
Equitas Small Finance Bank
ICSI Diamond Bobcard
Premium offering from Bank of Baroda with exclusive lifestyle and travel perks. Ideal for high-spending individuals.
Lounge Benefit
Users will get 12 complimentary access at domestic airport lounges per year, 3 every quarter.
Annual Fee
Annual membership fee: NIL
Bank of Baroda
Canara Bank Rupay Platinum Secured Credit Card
A secured credit card with benefits of Rupay platform and fuel surcharge waivers. Great for building credit history.
Lounge Benefit
Users will get 2 free self-access per quarter at domestic and international airport lounges each.
Annual Fee
Annual membership fee: NIL
Canara Bank
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