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Product Details
Bank Name

Indian Overseas Bank

Account Name

Account Type

Saving

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Free Debit Card

Yes


IOB - SB Silver I
Account Opening Fees

0

Annual Maintenance Fees

Minimum Account Balance

Quarterly Average Balance should not be less than Rs. 5000/-

Debit Card Charges

100

NEFT Charges

Free

IMPS Charges

Free

Fees and Charges
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IOB - SB Silver I

Special Features
None
Eligibility Criteria
All Individuals Including those Employed in Reputed Companies, Among Software, Public /Private Sector, Govt.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
ATM cards on day one,International Debit Card Issued without charges,Free Internet banking & Mobile Banking facility,Monthly account statements over E-mail,Free SMS alerts for daily transactions,Transfer of funds through RTGS without charges,Transfer of funds thro' NEFT without charges,Utility Bill payment facility – Rent/school fees/college fees/ donations/ IOB credit card bills/utility bills/ Telephone bills and Facility for family Health Insurance – IOB-healthcare Plus.
Cons
Low intreast rate
Application Procedure

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add a Title

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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