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Product Details
Bank Name
AU Small Finance Bank
Account Name
AU ABHI Saving Account
Account Type
Saving
Interest Rate
Upto 5 Lakh: 3.00%. Between 5 and 10 Lakh: 5%.Between 10 Lakh and 25 Crore: 7%.
Free Debit Card
No
88.5
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
AU ABHI Saving Account
Special Features
Virtual RuPay Debit Card through which you can carry out online transactions.
Eligibility Criteria
If you are 18 years or above, have the necessary KYC documents issued by the government
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT and IMPS transfer if done online.
No minimum average balance requirement.
Cons
UPI facility is disabled for AU ABHI Accounts by default.
AU ABHI Saving Account
The account comes with decent interest rate however, the account offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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