Product Details
Bank Name
AU Small Finance Bank
Account Name
Account Type
salaried
Interest Rate
Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%
Free Debit Card
Yes
Account Opening Fees
INR 0
Annual Maintenance Fees
INR 0
Minimum Account Balance
Not Provided
Debit Card Charges
NIL
NEFT Charges
Free (Online)
IMPS Charges
Free (Online)
Fees and Charges
AU Platinum Salary Account
Special Features
Complimentary access to domestic airport lounge – twice per quarter Unlimited free transactions at all banks ATMs. Free NEFT and IMPS Transfer
Eligibility Criteria
Minimum salary credit of INR 30,000 per month. You must be employed with an Entity that has a Salary relationship with AU Bank
Benefits
1. Free ATM card
2. Free online banking and mobile banking
3. Free NEFT and RTGS transactions
4. Attractive interest rates
5. Easy access to loans and other banking products
6. Complimentary Platinum Debit Card with no annual fee
7. Unlimited domestic ATM transactions at AU Small Finance Bank ATMs
8. Unlimited digital payments (RTGS, NEFT, IMPS, UPI)
9. SMS alerts
10. Stop cheque through Net/Mobile/Phone Banking
11. Local cheque collections at AU Small Finance Bank locations
12. Issuance of monthly and half-yearly email statements
Features, Eligibility and Benefits
Pros & Cons
Pros
High Interest Rate.
Amazon vouchers up to INR 1250 as an onboarding privilege
Complimentary access to domestic airport lounge – twice per quarter Transact via NEFT/RTGS/IMPS through our AU0101 NetBanking and AU0101 App at no charges.
Free personal accident cover of INR 15,00,000.
Unlimited free withdrawals at other banks ATMs. Interest is credited monthly.
Unlimited free payable at par cheques.
Unlimited free Demand Drafts. 50% discount on locker rentals for lifetime
Cons
Interest @7% is available only for balance above INR 10 Lakh.
A debit card has limited add-on perks.
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Product Review
Account Opening and Procedure
How to open an Account?
Visit the AU Small Finance Bank website: https://www.aubank.in/personal-banking/savings-account/salary-account
Click "Apply Now" under "AU Salary Account Platinum."
Fill out the online application form with all necessary details.
Upload scanned copies of your documents.
Submit the application form.
An AU Bank representative will contact you for verification and schedule an appointment for account opening.
Application Procedure
1. Online: You can apply online through the AU Small Finance Bank website. To do this, you will need to create an account, provide your personal and employment details, and upload the required documents. The link to the website is: https://www.aubank.in/personal-banking/salary-account/au-salary-account-platinum
2. By phone: You can also apply for an AU Platinum Salary Account by calling the bank's customer care number. The customer care number is: 1800-1200-1200.
3. In branch: You can visit your nearest AU Small Finance Bank branch to apply for an AU Platinum Salary Account. You will need to bring the required documents with you.