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Product Details
Bank Name

AU Small Finance Bank Account

Account Name

AU Royale Account

Account Type

Savings Account

Interest Rate

Upto 1 Lakh - 3.5%. Above 1 Lakh And Upto 10 Lakh 5%. Above 10 Lakh And Upto 25 Lakh: 7% Above 25 Lakh And Upto 1 Crore 7%

Free Debit Card


AU Royale  Account
Account Opening Fees


Annual Maintenance Fees


Minimum Account Balance

Average Monthly balance of INR 25,000

Debit Card Charges


NEFT Charges

Free if done online

IMPS Charges

Free if done online

Fees and Charges

AU Royale Account

Special Features

2 free movie tickets per month through BookMyShow. 

Eligibility Criteria
  • The applicant needs to be a resident of India.

  • The applicant must have a Savings Account with AU Small Finance Bank.

  • The applicant and/or the entire family linked to a group must maintain a cumulative average monthly balance more than INR 1,00,000 in your Savings Account.

Features, Eligibility and Benefits
Pros & Cons
  • High Interest Rate.  

  • Amazon vouchers up to INR 1250 as an onboarding privilege 

  • Complimentary access to domestic airport lounge – twice per quarter, 8 times per year.

  • Free Visa Signature Platinum Debit Card 2 free movie tickets per month through BookMyShow.

  • 1% Monthly Cashback (up to INR 200/- on a minimum Debit Card spend of INR 2,500 p.m).

  • Dedicated Relationship Manager. 

  • 1.5% mark-up on international merchant purchases and the ability to withdraw money from international ATMs.

  • Transact via NEFT/RTGS/IMPS through AU0101 NetBanking and AU0101 App at no charges. Unlimited free withdrawals at other banks ATMs. Interest is credited monthly.


7% interest is applicable only in the case your account balance is above INR 10 Lakh. 

Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?

Opening an AU Royale account with AU Small Finance Bank involves several options, catering to your preference:


  1. AU 0101 App: If you already have an existing savings account with AU Small Finance Bank, download the AU 0101 app and navigate to the "Open New Account" section. Choose the AU Royale option and follow the instructions, providing required documents for verification.

  2. Website: Alternatively, visit the AU Small Finance Bank website ( and navigate to the "Premium Banking" section. Choose "AU Royale" and click on "Open Account." Fill out the online application form and upload scanned copies of the required documents for verification.


  1. Branch Visit: You can visit your nearest AU Small Finance Bank branch and express your interest in opening an AU Royale account. A bank representative will guide you through the process and assist you with completing the application form and document submission.

  2. Call Customer Care: Contact AU Small Finance Bank customer care at 1800-1200-1200 or 0141 7141000 (if calling from outside India). The customer care representative will help you understand the eligibility criteria and steps involved in opening an account. They can also schedule an appointment for you at your preferred branch.

Application Procedure
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