top of page
Product Details
Bank Name

AU Small Finance Bank

Account Name

Account Type

Salaried

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Free Debit Card

Yes

AU Royale Salary Account
Account Opening Fees

INR 0

Annual Maintenance Fees

INR 0

Minimum Account Balance

INR 1 Lakh however, if salary is credited no requirement of maintaining min. account balance

Debit Card Charges

NIL

NEFT Charges

Free (if done online)

IMPS Charges

Free (if done online)

Fees and Charges
Apply Now

AU Royale Salary Account

Special Features


  • 2 free movie tickets per month through BookMyShow. 

  • 8 complimentary domestic airport lounge access per year (2 visits per quarter). 

  • Get up to 1.5% on international merchant purchases and the ability to withdraw money from international ATMs.

Eligibility Criteria
  • Minimum monthly salary should be INR 1 Lakh. 

  • Should be an employee on the payroll of an entity empanelled for AU Small Finance Bank Enterprise Salary Program.

Benefits

1. Complimentary Royale Debit Card with no annual fee 

2. Unlimited domestic ATM transactions at AU Small Finance Bank ATMs and other bank ATMs 

3. Unlimited digital payments (RTGS, NEFT, IMPS, UPI) 

4. SMS alerts 

5. Stop cheque through Net/Mobile/Phone Banking 

6. Local cheque collections at AU Small Finance Bank locations 

7. Issuance of monthly and half-yearly email statements 

8. Complimentary Lounge access at select airport lounges 

9. Travel insurance 

10. Personal accident insurance

Features, Eligibility and Benefits
Pros & Cons
Pros
  • High Interest Rate.  

  • Amazon vouchers up to INR 1250 as an onboarding privilege       

  • Complimentary access to domestic airport lounge – twice per quarter, 8 times per year. 

  • Free Visa Signature Debit Card. 

  • Get vouchers up to INR 4,750 on achieving annual spends target on your AU Royale Debit Card. 

  • 2 free movie tickets per month through BookMyShow. 

  • 1% Monthly Cashback (up to INR 200/- on a minimum Debit Card spend of INR 2,500 p.m). 

  • Dedicated Relationship Manager. 

  • 1.5% mark-up on international merchant purchases and the ability to withdraw money from international ATMs.

  • Transact via NEFT/RTGS/IMPS through our AU0101 NetBanking and AU0101 App at no charges. 

  • Free personal accident cover of INR 15,00,000. Unlimited free withdrawals at other banks ATMs. 

  • Interest is credited monthly. 

  • Unlimited free payable at par cheques. 

  • Unlimited free Demand Drafts. 

  • 75% discount on locker rentals for lifetime

Cons
  • Interest @7% is available only for balance above INR 10 Lakh.

Application Procedure

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add a Title

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Product Review
Account Opening and Procedure
How to open an Account?
  • Visit the AU Small Finance Bank website: https://www.aubank.in/personal-banking/savings-account/salary-account

  • Click on "Apply Now" under AU Royale Salary Account. 

  • Fill out the online application form with all the required details.

  • Upload scanned copies of the required documents.

  • Submit the application form.

  • A bank representative will contact you to verify your details and schedule an appointment for account opening.


Application Procedure

1. Online: You can apply online through the AU Small Finance Bank website. To do this, you will need to create an account, provide your personal and employment details, and upload the required documents. The link to the website is: https://www.aubank.in/personal-banking/salary-account/au-salary-account-royale  

2. By phone: You can also apply for an AU Royale Salary Account by calling the bank's customer care number. The customer care number is: 1800-1200-1200.  

3. In branch: You can visit your nearest AU Small Finance Bank branch to apply for an AU Royale Salary Account. You will need to bring the required documents with you.

bottom of page