Product Details
Bank Name
AU Small Finance Bank
Account Name
AU Savings Account Maximum
Account Type
Saving
Interest Rate
Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%
Free Debit Card
No -Visa Platinum
Account Opening Fees
INR 0
Annual Maintenance Fees
0
Minimum Account Balance
INR 5000 or FD of INR 25,000
Debit Card Charges
INR150
NEFT Charges
Free if done online
IMPS Charges
Free if done online
Fees and Charges
AU Savings Account Maximum
Special Features
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Relatively high interest.
Interest is credited monthly.
Dedicated relationship manager.
Enjoy free unlimited IMPS/RTGS/NEFT fund transfers if done online.
Feature rich debit card.
8 free lounge visit.
Account can be opended online.
Extended banking hours till 6 pm (office physical). 10 free transactions at other banks ATMs per month.
Cons
AU Savings Account Maximum
The account offers a decent interest rate. The account also comes loaded with a number of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai