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Product Details
Bank Name

AU small finace bank

Account Name

AU Savings Account Value

Account Type

Saving

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Free Debit Card

No - Visa Gold

AU Savings Account Value
Account Opening Fees

INR 0

Annual Maintenance Fees

0

Minimum Account Balance

0

Debit Card Charges

INR150

NEFT Charges

Free if done online

IMPS Charges

Free if done online

Fees and Charges

AU Savings Account Value

88.5
Special Features
Relatively high interest. Interest is credited monthly.
Eligibility Criteria
If you are 18 years or above, have the necessary KYC documents issued by the government
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
  •  Dedicated relationship manager.

  • Enjoy free unlimited IMPS/RTGS/NEFT fund transfers if done online. 

  • Feature-rich debit card. 8 free lounge visit. 

  • Account can be opended online. 

  • Extended banking hours till 6 pm (office physical). 5 free transactions at other banks ATMs per month.

Cons
Interest @7% is available only for balance above INR 10 Lakh. Only 5 free cash withdrawals at other bank ATMs.
AU Savings Account Value Review

The account comes with a decent interest rate. The account also offers decent value add benefits such as 8 free airport lounge visits through debit card, a dedicated relationship manager. Overall it is a good package for customers

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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