Product Details
Bank Name
Bank of Baroda
Account Name
Baroda Salary Classic Account
Account Type
salaried
Interest Rate
Upto 1 lakh -2.7%p.a and Above 1 lakh but less than 100cr - 2.75%p.a
Free Debit Card
Free Baroda Rupay Classic Debit Card for first year
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
Rs 150+ applicable taxes per year.
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
Baroda Salary Classic Account
Special Features
20% discount on locker rentals.
50% Waiver in processing charges on retail loans.
50% discount on depository services.
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Complimentary zero balance account for spouse.
Free Baroda Easy credit card.
20% discount on locker rentals.
50% Waiver in processing charges on retail loans.
50% discount on depository services.
Cons
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
You can open a savings account in Bank of Baroda either online or offline. Here's a breakdown of both methods:
Online Method
Download the app: Download the Bank of Baroda mobile app, "bob World," on your smartphone.
Start the application: Open the app and look for the "Open a Savings Account Digitally" option.
Provide details: Enter your mobile number, product type, and sub-product. Click "Generate OTP" to receive a verification code.
Enter information: Provide your PAN card and Aadhaar card numbers along with other required details.
Verification: The bank officials will verify your provided details and contact you for further verification.
Complete Video KYC: You'll need to complete a Video KYC process for final verification.
Offline Method
Visit a branch: Go to your nearest Bank of Baroda branch.
Collect the form: Ask for the savings account opening form.
Fill in the details: Fill out the application form accurately.
Submit the form: Submit the filled-out form along with copies of your KYC documents (Aadhaar card, PAN card, proof of identity, and proof of address) and passport-size photographs.
Verification: The bank will verify your documents and process your application.