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Product Details
Bank Name
IDBI Bank
Account Name
IDBI Bank Basic Savings Account (Complete KYC)
Account Type
Saving
Interest Rate
Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.
Free Debit Card
Yes
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
NEFT Charges
Free through Net /MobileBanking
IMPS Charges
Upto Rs. 1000/- per Transaction -NIL ,Above Rs. 1000/- - Rs. 1 Lac -Rs.5
Fees and Charges
IDBI Bank Basic Savings Account (Complete KYC)
76
Special Features
Zero Balance Savings Accounts
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free International Debit cum ATM card ,SMS & Email Alerts for any transaction in your account,Free consolidated monthly account statements through E-mail,Zero Balance Savings Accounts,No charges for any Branch (Home & Non-Home Branch) Cash deposit.
Cons
Eligibility criteria is not mentioned properly.
IDBI Bank Basic Savings Account (Complete KYC)
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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