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Product Details
Bank Name
Capital Small Finance Bank
Account Name
Basic Savings Bank Account (Suvidha Bachat)
Account Type
Saving
Interest Rate
3.50%
Free Debit Card
-
80
Account Opening Fees
Annual Maintenance Fees
Minimum Account Balance
Zero balance account
Debit Card Charges
-
NEFT Charges
No Mention
IMPS Charges
No Mention
Fees and Charges
Basic Savings Bank Account (Suvidha Bachat)
Special Features
Reduced KYC procedures with an objective to outreach low income group
Eligibility Criteria
Individuals
Guardians on behalf of minors
Salaried Individuals
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Zero balance account.
No folio charges
Cons
Very basic account with almost no facilities
Basic Savings Bank Account (Suvidha Bachat) Review
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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