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Product Details
Bank Name
AU Small Finace Bank
Account Name
AU BSBDA Saving Account
Account Type
Saving
Interest Rate
Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%
Free Debit Card
Yes
88.5
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
0
NEFT Charges
Free if done online
IMPS Charges
Free if done online
Fees and Charges
AU BSBDA Saving Account
Special Features
Monthly credit of interest. Relatively high interest.
Eligibility Criteria
Any Indian resident who do not have any other Savings Account, including a BSBDA with AU bank and who do not hold a BSBDA with any other bank.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free passbook facility for all individual account holders ,Free monthly and half yearly email statement,No Average Monthly Balance requirement and Unlimited online traners through RTGS/ NEFT/ IMPS. Extended banking hours.
Cons
Account can not be opened digitally and only 4 free withdrawal are allowed per moth through Cash withdrawal (Branch/ATM) /NEFT/RTGS(Branch/online)
AU BSBDA Saving Account
The account comes with decent interest rate however, the account offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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