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Product Details
Bank Name

Kotak Mahindra Bank

Account Name

Account Type

Saving

Interest Rate

For balances upto Rs. 50 lakhs -3.50% p.a.,For balances above Rs. 50 lakhs-4% p.a.

Free Debit Card

Yes ,Silk Classic / Platinum

Classic Savings Account (same as 65)
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

Average Monthly Balance (AMB) is 10000/-

Debit Card Charges

Nil

NEFT Charges

Free through Netbanking

IMPS Charges

0

Fees and Charges
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Classic Savings Account (same as 65)

Special Features
Free ATM usage for Pro and Ace savings account holders Free NEFT through Netbanking Free cash withdrawals at other domestic ATMs
Eligibility Criteria
Resident Indian (Sole or Joint Account) Hindu Undivided Families Foreign Nationals Residing in India
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free Access to all domestic VISA ATMs, Enjoy unlimited free cash withdrawals at ATMs and get upto five free transation per month in other bank ATMS,Convert savings account above certain amount into Term deposits, Free Demand Drafts of up to Rs 1 lac per month.
Cons
Not a long list of premium add-on services.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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