Product Details
Bank Name
City Union Bank
Account Name
CUB Young India
Account Type
Saving
Interest Rate
Up to 1 lakh-3.00% and For 50 Crore or above - 5.00%
Free Debit Card
Yes

Account Opening Fees
0
Annual Maintenance Fees
0 for balance above AMB otherwise- Rs. 20-45/month
Minimum Account Balance
Rs.5000
Debit Card Charges
For AMB< Rs 15000=Rs.30/quarter DC charges
NEFT Charges
Free through Net Banking
IMPS Charges
Up to Rs 1000-Re 1 and For Above Rs.25001 to Rs.2 Lakh - Rs. 7.50
Fees and Charges
CUB Young India
Special Features
Min AMB-Rs. 5000.
Remittance on college fee.
Free of charges
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Low AMB requirements.
Free Welcome Kit.
Free Net Banking.
Free Debit/ATM card.
No Maintenance charges.
Cons
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Opening an account at City Union Bank can be done through both online and offline methods. Here's a breakdown of the process:
Online Account Opening:
Visit the City Union Bank Website:Go to the official City Union Bank website.
Look for the "Open Account" or similar option.
Select Account Type:
Choose the type of account you want to open (savings, current, etc.).Fill Online Form:Complete the online account opening form with your personal details.
Upload Documents:Upload scanned copies of the required documents (PAN card, Aadhaar card, etc.).
Verify Identity:
Complete the identity verification process, which might involve an OTP or video KYC.Video KYC:
City Union bank also provides a video KYC option. This allows you to complete the KYC process through a video call with a bank representative.Account Activation:Once verified, your account will be activated.
Offline Account Opening:
Visit a Branch:
Go to your nearest City Union Bank branch.Obtain and Fill Form:Get an account opening form from the bank and fill it out.
Submit Documents:Submit the filled form along with the required KYC documents.
Verification:The bank staff will verify your documents.
Account Activation:Upon successful verification, your account will be opened.
Collect Welcome Kit:
You will then recieve your welcome kit, containing your debit card, and check book if applicable.