top of page
ChatGPT Image Nov 21, 2025, 02_22_41 PM.png

Product Details

Bank Name

AU Small Finace Bank

Account Name

AU Digital Saving Account

Account Type

Saving

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Free Debit Card

No

AU Digital Saving Account
88.5

Account Opening Fees

INR 0

Debit Card Charges

INR150

Annual Maintenance Fees

INR 0

NEFT Charges

Free if done online

Minimum Account Balance

INR 0

IMPS Charges

Free if done online

Fees and Charges of

AU Digital Saving Account

AU Digital Saving Account

Special Features

Monthly credit of interest. Relatively high interest.

Eligibility Criteria

If you reside in India, are 18 years or above, and have the necessary KYC documents issued by the government

Benefits

Features, Eligibility and Benefits of

AU Digital Saving Account

Pros & Cons of

Pros

  • You can open your Account digitaly through Video Banking.

  •  No need to maintain a minimum average balance and you can Enjoy free unlimited IMPS/RTGS/NEFT fund transfers if done online.

  •  Feature rich debit card. 8 free lounge visit.

  •  Account can be opended online. 

  • Extended banking hours till 6 pm (office physical).

Cons

Interest @7% is available only for balance above INR 10 Lakh.

AU Digital Saving Account

AU Digital Saving Account

The account offers decent interest rate. The account also comes loaded with a number of value add features.

Review of

AU Digital Saving Account

Account Opening and Procedure of

How to open an Account?

Application Procedure

AU Digital Saving Account

bottom of page