Product Details
Bank Name
Axis Bank
Account Name
Axis Easy Access Salary Account
Account Type
Salary Account
Interest Rate
Less than Rs. 50 Lakhs-3.00% p.a. and Rs. 50 Lakhs and up to less than Rs. 800 Crs-3.50% p.a..
Free Debit Card
Rupay Platinum Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
NIL
NEFT Charges
Free online
IMPS Charges
Free online
Fees and Charges
Axis Easy Access Salary Account
Special Features
Uninterrupted shopping via Debit Card with higher withdrawal and shopping limits of ₹40,000 and ₹2 lakh, respectively.
Personal accident cover of ₹5,00,000, if swiped once, every 180 days.
Users will get 1 complimentary airport lounge access quarterly.
Users can get up to 20% discounts using Grabdeals.
Zero opening deposit and average requirements.
Eligibility Criteria
Users must have a net monthly salary credit of Rs. 10,000 to Rs. 25,000 credited to the account.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free RTGS/IMPS transactions.
Uninterrupted shopping via Debit Card with higher withdrawal and shopping limits of ₹40,000 and ₹2 lakh, respectively.
Personal accident cover of ₹5,00,000, if swiped once, every 180 days.
Users will get 1 complimentary airport lounge access quarterly.
Cons
Low interest rate.
Axis Easy Access Salary Account
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Verify your identity using PAN and Aadhaar.
Provide your information.
Fulfill your KYC requirements through a video call.
Deposit funds into your account.