Product Details
Bank Name
Axis Bank
Account Name
Axis Bank Easy Access Savings Account
Account Type
Savings Account
Interest Rate
Less than Rs. 50 Lakhs-3.00% p.a. and Rs. 50 Lakhs and up to less than Rs. 800 Crs-3.50% p.a..
Free Debit Card
Secure+ Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
Average Monthly Balance: Metro - Rs. 12,000, Urban - Rs. 12,000, Semi-Urban - Rs. 5,000, Rural - Rs. 2,500
Debit Card Charges
Rs.300
NEFT Charges
Free online
IMPS Charges
Free online
Fees and Charges
Axis Bank Easy Access Savings Account
Special Features
Uninterrupted shopping via Debit Card with higher withdrawal and shopping limits of ₹50,000 and ₹2 lakh, respectively.
The first 5 financial transactions are free and unlimited non-financial transactions at Axis Bank ATMs.
Personal accident cover of ₹5,00,000, if swiped once, every 90 days.
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Personal accident cover of ₹5,00,000.
Uninterrupted shopping via Debit Card with higher withdrawal and shopping limits of ₹50,000 and ₹2 lakh, respectively.
The first 5 financial transactions are free and unlimited non-financial transactions at Axis Bank ATMs.
Free RTGS/IMPS transactions.
Cons
Low interest rate.
Axis Bank Easy Access Savings Account Review
The account offers a low interest rate. The value add features are average. Overall the account has limited appeal.
Product Review
Account Opening and Procedure
How to open an Account?
Verify your identity using PAN and Aadhaar.
Provide your information.
Fulfill your KYC requirements through a video call.
Deposit funds into your account.